Bethlehem 1st

2317 Easton Ave, Bethlehem, PA 18017

NCUA Insured3.7 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Bethlehem, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2317 Easton Ave

Bethlehem, PA 18017

Google Maps 🗺Waze

(610) 691-0041

Service Area

This credit union is located in Bethlehem and serves members in the PA area. Currently serving 4,278 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.10%

Used Auto Loan

6.71%

Personal Loan

12.30%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Edward Fiedler

6 months ago

The big banks like Wells Fargo and Bank of America are legally responsible to produce the most profits for their share holders. Bethlehem 1st is a not-for-profit credit union owned by members. They work with you and for you. No gotchas. Fair loan rates. Competitive savings. Excellent officers and tellers. Decent online banking. Bethlehem 1st is celebrating its 90th anniversary, so they must be doing things right. The big guys may have more of bells and whistles, but try getting help over the phone or any other method. Been there, done that, won't get fooled again.

Pete Lucot

9 months ago

This is the worst bank in the Lehigh Valley in my experience. The limits placed on your daily spending and cash withdrawals are nonsense. I have tried to use the remote deposit because they claim it’s suppose to be convenient and quick. Well, that’s not the case. I have had 3 deposits accepted and then they suddenly disappear. The manager, Shannon, hides from phone calls and rarely has answers for the mistakes made. They can’t even follow the timelines outlined in their policies.

Emery Donaldson

a year ago

Terrible policies in place which are restrictive and time consuming. If you want to feel like you live in North Korea and are unable to access your own money then this is the bank for you. If you are a fan of wasting your time on the phone or inefficiency then I highly recommend this institution. It’s not the tellers, but the policies in place. Management didn’t even call me when requested to do so.

Danielle H

a year ago

Such a great group of tellers and employees. Easy to work with and they are willing to help with all your needs. Their fraud detection program is excellent and alerts you within minutes if they feel you had a fraudulent purchase. I wouldn’t bank anywhere else.

John Marquette

a year ago

Great people offering simple, basic savings, checking, and lending services to the groups they cover. If you have an education affiliation in the Bethlehem area, you probably qualify. My experiences with tellers, loan officer, and even the CEO were friendly. I’m glad this is my other bank…and maybe someday my only bank.