Armco

P.O. BOX 1589, Butler, PA 16003

NCUA Insured4.4 (168 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Butler, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesCredit Cards

Location & Directions

Address

P.O. BOX 1589

Butler, PA 16003

Google Maps 🗺Waze

(724) 284-2020

Service Area

This credit union is located in Butler and serves members in the PA area. Currently serving 43,497 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

4.50%

Personal Loan

10.75%

Credit Card APR

7.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.4

168 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kelly

5 months ago

Nikki at the Butler branch was amazing! She helped me close and open accounts with ease and made the entire experience stress-free. She was kind, personable, and genuinely listened to what I needed. If you’re looking for great service, I hope you get to work with Nikki!

François Lacroix

a month ago

I have bought and sold a lot of cars and have never had as positive an experience as I did at ARMCO. Samantha is an outstanding representative for the Credit Union, knowledgeable and personable, a great help from start to finish. Thank you Samantha. A shout out to Michaela who take care of us at the end of the process.

jason fannin

7 months ago

As a small business owner, switching from a bank to Armco was a no brainer. Tony S. has always been professional, has always had the paper work in proper order, and has always answered any questions I have had. When I transitioned over, it was smooth and I am glad we have both grown together and beyond since we first started. This is important because the ever changing needs of my business as the business climate always changes. When it shifts, my needs change and I need partners who can help me get to where I need to be. Thanks ACU!!

John M

2 months ago

Not sure what happened to our local Armco credit union but this place is so not the same feel anymore. Bring back the actual people that cared and helped our community. Tried to buy some rolled change after depositing money into an account for someone and nope you can’t do that here unless you open and account weird I can’t hand you cash and you give me a few rolls of change clearly I’m doing business or you wouldn’t have taken the deposit. Fingers crossed 🤞 we found a local bank that actually cares today.

Rachel dovidio

8 months ago

Nicky wasn't only professional from start to finish she also advised throughly on what I needed to do to get the process done quickly. She then went above and beyond to make sure I could we could expedite the process so I could get everything done prior to me leaving on vacation. I would highly recommend Nicky to anyone who wants a smooth and fast process. Give this girl a raise!