Southwest Communities

213 Pine Street, Carnegie, PA 15106

NCUA Insured4.4 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Carnegie, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

213 Pine Street

Carnegie, PA 15106

Google Maps 🗺Waze

(412) 276-5379

Service Area

This credit union is located in Carnegie and serves members in the PA area. Currently serving 1,865 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.60%

Used Auto Loan

7.57%

Personal Loan

10.13%

Credit Card APR

9.93%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dutch Daye

4 months ago

Southwest Communities Federal Credit Union in PA took $27.54 from my account due to “inactivity.” That is ridiculous. I trusted them to hold my money — not quietly take it because I didn’t make a certain number of transactions. This fee was never clearly explained when I opened the account, and no one warned me before the money was removed. Charging customers for not spending or moving their own money is predatory and misleading. A credit union is supposed to look out for its members. This feels like the exact opposite. If you’re considering banking here, be aware that they will take money from your account if you don’t use it often enough. I would not recommend this institution to anyone.

rukmini diane maria Bongiorni

a year ago

I like the credit Union very much. They still have tellers(!) unlike my previous one. The one location is in a tiny building in Carnegie, right downtown. The staff were gallium and courteous.