NCUA Insured
Member-Owned
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1950
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Chalfont and serves members in the PA area. Currently serving 33,434 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.49%Personal Loan
6.49%Credit Card APR
15.75%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).
Jerome, PA
Sayre, PA
Mckeesport, PA
New Cumberland, PA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
68 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsGeorge Brown
8 months ago
The entire staff is professional and courteous. I have many years in banking and the team in Chalfont is among the best. Back in the day I was VP of Retail Banking for one of Philadelphia’s largest banks with 107 branches. In all my experience MSDFCU is one of the finest.
Pamela Anderson
3 months ago
Janaki was informative and so professional. We quickly decided to sign up for a loan. And will be able to be processed quickly..
Dina Corrado
3 months ago
They are always helpful and easy to work with. Their mobile banking makes it easy for me to deposit from anywhere.
Derek MacMahon
a year ago
We left big banks 20 years ago and will never look back. Merck Credit Union banking services have consistently exceeded expectations over the years. They've helped our family with refinancing home loan, car loan, taught our daughter financial literacy, and helped us set up an estate account. Not to mention the FREE services like coin counting (can't find those anymore!) and notaries. The entire staff provides excellent customer service every single time. I highly recommend them.
Bethani Wright
a year ago
We've been MSCFCU bankers for decades. It's always a pleasure banking here. The only exception is the drive through. The representatives are all positioned with their backs away from the window thereby not recognizing the waiting patron. This can result in a lengthy wait time. Once recognized, however, the exchange is very pleasant and quick.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(215) 996-3700Website
Visit WebsiteMembers
33,434
Total Assets
$960.9M
Year Opened
1950
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile