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Patriot

P.O. BOX 778, Chambersburg, PA 17201
NCUA Insured4.2 (232 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P.O. BOX 778

Chambersburg, PA 17201

Service Area

This credit union is located in Chambersburg and serves members in the PA area. Currently serving 81,278 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.69%

Used Auto Loan

10.09%

Personal Loan

12.74%

Credit Card APR

11.24%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(13 total)

Member Reviews

4.2

232 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Justin Hargett

Justin Hargett

3 months ago

My car salesman was very respectful, very determined as a 10 year veteran. I truly did respect that. After I have My vehicle for a couple years I will be looking for a pick up looking forward to going back to Malloy Ford going through the same salesman. His name was Robert.

Deborah Onalaja

Deborah Onalaja

6 months ago

Patriot is an outstanding place to open an account. They are always helpful and very friendly with whatever is needed. They problem solve effectively and they won't leave you out to dry. They are great coming up with the best solutions to problem solve. I have never had any problems with them. I've been a member for over ten years and I am completely satisfied as a customer.

Eva Maxwell

Eva Maxwell

3 months ago

Patriot Is a wonderful bank, the people are very helpful and polite and professional, and they are also very efficient, I've been with them for a long time. I'm always very happy with their service.

XYZ XYZ

XYZ XYZ

3 months ago

Always the best place to go. Employees are always 100% polite and knowledgeble. The website is great and very easy to use. Many transactions can easily be accomplished online without the need for an in person visit. Wouldn't think of putting my funds anywhere else.

Vickie Green

Vickie Green

5 months ago

No other Credit Union comes close to Patriot on any level. Great Customer Service and the Fraud Department is on top of their Game. If you really want Quality Service and you want to be treated like Family, Patriot is where you need to Be.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).