Top Tier

144 Holiday Inn Rd, Clarion, PA 16214

NCUA Insured4.0 (77 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Clarion, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

144 Holiday Inn Rd

Clarion, PA 16214

Google Maps 🗺Waze

(814) 226-5032

Service Area

This credit union is located in Clarion and serves members in the PA area. Currently serving 17,259 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.77%

Used Auto Loan

6.60%

Personal Loan

10.91%

Credit Card APR

11.36%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.0

77 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tammy

7 months ago

I stopped in at Top Tier in Clarion, PA to inquire about an auto refinance loan. I was impressed from the minute I walked in the door. I met with loan officer Christy Yale who spoke with me about the loan product and explained everything in detail. That evening we applied online. The following day Christy was so prompt responding about the application. She was very friendly and professional. Today we went to Top Tier and from the teller line, to “Heather” who opened our accounts, to “Christy” we were very impressed with the knowledge and friendly customer service which was second to none. As a former banker for 28 1/2 years and now retired, the experience we have had thus far doesn’t compare. We are looking forward to the beginning of a great relationship with Top Tier Federal Credit Union. Thank you once again for the great customer service!

Cindy carbaugh

7 months ago

Shelby stiglitz was amazing. So helpful, she went above and beyond. She was so personable. She is awesome. It was so busy in there , people standing in line and a cashier who was not busy at the window, her name was Sarah Hannold came out and helped people right in the lobby. That was amazing to see. She was so patient and pleasant to people. You are very lucky to have such great staff working for you.

NursePenny

3 months ago

Clarion location- Sydney was amazing and was so very friendly! I am blessed to have belonged to this credit union for many many years!!

Cassandra Bell

8 months ago

I recently refinanced my vehicle through toptier federal credit union. I worked with the loan officer Christy Yale, and she did a fantastic job. She was very polite, helpful, and efficient in getting my loan approved. I went from 27 percent interest rate thru lendmark financial to 6.3 at Toptier!I do most all my banking with Toptier and I am very happy with them!!!

Steven McDaniel

a month ago

I took out a loan from toptier and Breanna my loan officer was fantastic. I applied for the loan and the next day it was done and I was signing the paperwork. Couldn't be happier!