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Service 1st

1985 Montour Blvd, PO Box 159, Danville, PA 17821
NCUA Insured4.1 (29 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1975

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1985 Montour Blvd, PO Box 159

Danville, PA 17821

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(570) 271-6060

Service Area

This credit union is located in Danville and serves members in the PA area. Currently serving 50,468 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

6.99%

Personal Loan

11.75%

Credit Card APR

13.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%
Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%
Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%
New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

4.1

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
terry fronk

terry fronk

5 years ago

Had money in savings for over a year and we didnt touch or use it and after a year they made our account dormant and kept charging us bad address fees....quick way to watch money disappear. Acct closed thanks for nothing. Credit Unions are not all they r cracked up to be.

Irma Nance

Irma Nance

2 years ago

I was contacted for activity on my credit card. I’m pleased 1st Federal Credit Union taking my security seriously. This institution deserves 5 stars and beyond.

Cory Dobak

Cory Dobak

10 years ago

Fantastic lending institution. Refinanced my car with them sheet getting shafted elsewhere and they saved me thousands in interest payments. Great place all around Ellen knowledgeable and responsive staff.

Jake Eavey

Jake Eavey

12 years ago

This bank is incredible. They were the only banking institution to assit my family in a withdrawl from our military bank during these difficult times. Katiann and the manger made sure we were taken care of while others turned their backs on us. Definately stop in and bank with them if they are in your area.

Eduardo Moreno

Eduardo Moreno

10 years ago

my experience with this bank is absolutely horrific. instead of helping me i got hung up on several times. seriously not a real bank. just a building full of garbage people. Merry Christmas

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).