Erie

3503 Peach St, Erie, PA 16508

NCUA Insured3.4 (60 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Erie, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3503 Peach St

Erie, PA 16508

Google Maps 🗺Waze

(814) 825-2436

Service Area

This credit union is located in Erie and serves members in the PA area. Currently serving 80,843 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

8.25%

Personal Loan

12.00%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(12 total)

Member Reviews

3.4

60 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Diane Himes

4 months ago

I really recommend Banking here,I used my ATM card at Sheetz on the West side and ended up on the East side in the parking lot usually I'm good with my card, the Credit Union called me so about it thankfully no one used it so they have to issue me a new card. THANK YOU VERY MUCH

Mark Fischer

7 months ago

If I could give negative stars I would. This is the absolutely worst financial institution I’ve ever dealt with. They hold deposits for seven days. Electronic transfers take five days. Electronic!!

Caitlin Hartick

a year ago

I had a previous auto loan through this credit union and I was happy with the rate and payments. I paid over my minimum payment amount and always early. I traded in that vehicle and when I applied for a new auto loan I got denied. They denied me for some reason that was not disclosed to me. I ended up going with a different company to finance this car but I have a really high interest rate. So I’ve been paying that payment for 9 months now and I went to discuss the option to refinance with Erie federal credit union and they told me they would more than likely be able to get a better rate. Turns out I get denied AGAIN. With no reason explaining why. So now I am screwed with my interest rate due to the fact that if I wanted to switch to a different bank, I would have to pay almost 10k to refinance due to the depreciation in value. I was told by my personal bank that there was ZERO reason you guys couldnt finance me in the first place because my debt to income is not that high. Thank you Erie federal credit union for denying me in the first place and now I have NO hope for getting a lower interest rate. You guys have some nerve playing with people finances and I hope that this review will save someone from getting screwed over by this hellhole “establishment”.