NCUA Insured
Member-Owned
1 charter
Established in 1937
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1937
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Exton and serves members in the PA area. Currently serving 285,351 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.49%Used Auto Loan
5.74%Personal Loan
12.24%Credit Card APR
10.74%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).
Jerome, PA
Sayre, PA
Mckeesport, PA
New Cumberland, PA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.0
126 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsAshley
3 months ago
I called in to the fraud department due to having issues with my debit card being declined, the fraud department advised that it was nothing on their end but maybe some type of “monetary limit”, so he transferred me to card member services. I spoke to someone name Vanessa, who to say the least lacked common knowledge within her role so I asked to speak to a supervisor. I was then cold transferred to a supervisor (she had an accent so I didn’t catch her name) who was rude and lacked knowledge as well…she then cold transferred me to members service! I was highly upset with the service I received up until that moment, but I had the absolute pleasure of speaking with AVERY!! She was knowledgeable, patient, and kind! She placed me on hold to do research and came back with a solution!!! As far as I’m concerned she should be promoted to a managerial role because she clearly has the skills! You’ll need to do better with hiring quality representatives, like Avery! She is an asset to your company because she is the only reason I decided not to close my account!
Kathy Martin
6 months ago
As a member for almost 30 years, Citadel has changed drastically. Poor customer service, no response and total disregard for the needs of its members. The Fraud Department is non-responsive and takes the word of a foreign company over a long time member. One question and claim denied. Maybe $700 is nothing to Citadel but consider your members. An untruthful response from a vendor with no follow-up or contact with the member. Just received a letter in the mail 3 months later that they were going to debit my account the next day. I understand there are policies but they need to change to support your members. Very disappointed and will be taking my accounts elsewhere.
Kenneth Hopton
6 months ago
As a faithful Citadel Federal Credit Union customer ( since age 18, and now 62 ) I wanted to take a moment to thank All representatives who on a consistent basis that truly go "Out of Their Way" to assist with my banking & personal needs.!!!! "A Million Thanks" especially to the Thorndale Office Staff that I visit almost on a daily basis.!!! Just Fantastic Service.... Religiously.!!!! Best, Kathy and Kenny Hopton Commonwealth Process Services LLC.
H Bee
5 months ago
On December 15, 2025, at approximately 3:50 PM, I spoke by phone with a manager named Amanda at the Exton office to follow up on several questions regarding my account. I also requested assistance with understanding and using the Citadel app. Unfortunately, the interaction was extremely disappointing and unprofessional. Amanda refused to provide assistance, declined to answer my questions, and would not offer any guidance regarding the Citadel app. Without providing a clear explanation or justification, she flagged and locked my account. As a result of her actions, I was forced to drive to a branch in person to have my account unlocked, wasting valuable time and causing unnecessary inconvenience. At no point was I given a valid reason for my account being restricted, nor was I treated with the professionalism expected from someone in a managerial role. This experience was both embarrassing and frustrating. I strongly believe this call should be reviewed, as the handling of this situation fell well below acceptable customer service standards. Appropriate follow-up and corrective action are warranted to ensure this type of behavior is not repeated.
Get Up'n Joe LLC
5 months ago
Citadel HQ hired us to provide a hot cocoa bar for their blood drive & holiday event. The staff were amazing to partner with & we were honored to be part of the good work! Thank you!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(800) 666-0191Website
Visit WebsiteMembers
285,351
Total Assets
$6.6B
Year Opened
1937
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile