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Galaxy

1313 Liberty St, Franklin, PA 16323
NCUA Insured3.7 (20 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1313 Liberty St

Franklin, PA 16323

Service Area

This credit union is located in Franklin and serves members in the PA area. Currently serving 4,550 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

5.50%

Personal Loan

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Stephanie Davis

Stephanie Davis

5 months ago

If I could give zero stars I absolutely would! I have had nothing but trouble with them blocking my card every time I’m on vacation and now I can’t pay my bills or transfer money without getting flagged! I went in for assistance and the manager smiled in my face and talked slower like I was some idiot. Very ignorant and unprofessional not to mention now I have four late payments on my credit card because of their negligence which she explained to me, was a “courtesy” All while telling me that it was NOT her job to manage my account. A bank MANAGER said this. WHAT?? It’s absolutely their job to correct errors, reach out when there are errors, and or manage your account. Ridiculous!

Ashleigh Morrow

Ashleigh Morrow

3 years ago

Most of the previous reviews are from a few years ago. I was recommended to this bank by a friend who say it was a great place. Unfortunately, I think they have went downhill in the last 5 years. The tellers are rude, never smile, the lady who manages the debit cards was absolutely ignorant to me. I don't recommend this bank! Oh and they kept flagging my card for fraud when I paid my car payment it was an absolute inconvenience!

Le Pepe

Le Pepe

7 years ago

Had an account with them for a couple years, no problem there because it was just my overflow account but they send you junk mail for life insurance and then once you close your account they never get notified and still send you statements and those stupid offers. Oh and let’s not forget that every transaction slip you get has your full address on it along with your balance.. which doesn’t make much sense. Good luck getting a hold of someone if you call too, it rings a few times then prompts you to leave a message because they can’t keep tellers.

Brittney Aaron

Brittney Aaron

4 years ago

I had an issue with my bank account and the women there that run the counters and answer the phones are absolutely rude. They treated me as if I was in the wrong when indeed it was something on their end putting a hold on my account. I will definitely be switching banks.

Timothy Bannon

Timothy Bannon

9 years ago

I don't have the best credit or even history for that matter and Galaxy didn't hesitate to help. They are the most customer friendly company I've had to do business with. I refer anyone I know that's trying to better their credit or to even get a loan to Galaxy. They'll always be my monitary institution of choice.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).