Pennsylvania Central

959 East Park Drive, Harrisburg, PA 17111

NCUA Insured4.4 (127 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Harrisburg, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

959 East Park Drive

Harrisburg, PA 17111

Google Maps 🗺Waze

(800) 356-3875

Service Area

This credit union is located in Harrisburg and serves members in the PA area. Currently serving 12,581 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.67%

Used Auto Loan

6.33%

Personal Loan

10.03%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.4

127 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Karyn Strachan

4 months ago

My husband and I been with PA central fcu for almost 40 years. It is always a pleasure stopping in to see all of the staff. Especially Lisa and Tina. They have been with PA central longer then we have and they are the best. Anytime we need anything they are there to help. Thank you for your dedication and we look forward to another 40 years. God willing.

Cody Neff

4 months ago

PA Central FCU has been great to work with. Their Branch Manager Lynn was so easy to work with on multiple financing needs. Lynn was incredibly informative and timely by all measures and did a great job guiding me through the process. 10/10

Amir Lnn

4 months ago

I have been with this place since I was 14. And ever since they partnered with Pa central it’s been horrible. Staff is very unprofessional it’s always a problem with them. took them almost 2 months to send my fraudulent transaction money back. They was supposed to bounce back in my account in 14 days. I had to call plenty of times and they all sent me to different people. Now I’m trying to set up my Zelle…No once is interested in helping me or they say the system is down. I HATE THIS BANK.

Kim Potter

6 months ago

We have car loan through PA Central. Casey made everything go smoothly and easy to comprehend. She stayed on top of everything and made the whole process so easy. Their rate is great and everyone I've talked to has been so nice and helpful. I am so thankful we found PA Central!!

robert squillace

6 months ago

Been working with Casey Roros over the past few years on multiple car purchases and I wanted to share how awesome she is. Casey is my single handily favorite point contact for loans, she is the type of person that “gets it and gets it done “. She makes doing business “easy” which is hard to find these days, and is the reason I bank with this bank. Not to mention their rates are better than every bank in the region. Call around and see! 4.99% at 84 months! Nobody can touch that! Thanks Casey!!