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Pennsylvania State Employees

PO BOX 67013, Harrisburg, PA 17106
NCUA Insured2.8 (166 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 67013

Harrisburg, PA 17106

Service Area

This credit union is located in Harrisburg and serves members in the PA area. Currently serving 544,889 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.74%

Used Auto Loan

6.74%

Personal Loan

17.99%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(17 total)

Member Reviews

2.8

166 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
binh phung

binh phung

4 months ago

Best bank in the world to have a loan with. Sure, the app can be much improved, but every time I’ve applied for a loan, the process has been straightforward and efficient. And they always give me the best rates vs the market rates. If I ever apply for another loan, it’ll sure be with PSECU.

Jim Dzúr

Jim Dzúr

9 months ago

I have been a member of PSECU since 1992, but now I’m done. The final straw was difficulty depositing a check w mobile deposit (I live in California now). In addition to continued denial of my check w no explanation, I called-in. I asked to be elevated to a manager and was disconnected. No call back, because they don’t value their members anymore. Please note this was a check from State Farm and nothing shady. After 32 years they’re going to do me dirty and not even return my call? That’s what you can expect from PSECU these days.

Mason Cary

Mason Cary

6 months ago

If I could give less than 1 stars I would. Denied dispute for a Cashapp transaction gone wrong even after nearly a decade as a customer and likely thousands in profit from direct deposits, interests, interchange fees, etc. Cherry on top was the worst customer service phone call I've ever experienced in which I was talked down to and later hung up on. I'll be transferring my funds and changing my direct deposit immediately.

Jessica Ann

Jessica Ann

a year ago

Ah yes, Another year. Another running my credit report without my authorization. Another year of reducing my credit card balance because I refuse to bank with them anymore - thus messing with my credit even more. Can't wait to pay off this card and then be totally DONE with them. What a horrible company. Editing to add: If the other reviews here are true, DO NOT be putting your money into this institution! If they are asking for 2 months of paystubs and 2 years of tax returns and a signed letter?!?!?!? from an employer just to get a regular personal loan and you are over the age of 30? That means they do not have the capital on hand to service that loan, nor do they have the insurance to cover anyone's holdings if that loan ends in default. That definitely insinuates that this "bank" isn't stable, and its not worth the risk of doing business with them in this unstable economy.

Ryan Hoelper

Ryan Hoelper

5 months ago

The phone system to make a payment is so terrible that it's enough to make me wish I never agreed to use this bank. I have never dealt with an automated system so incompetent in my entire life

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).