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Pennstar

4139 E State St, Hermitage, PA 16148
NCUA Insured3.6 (35 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1960

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4139 E State St

Hermitage, PA 16148

Service Area

This credit union is located in Hermitage and serves members in the PA area. Currently serving 4,053 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.46%

Used Auto Loan

6.13%

Personal Loan

11.35%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.6

35 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mary Miller

Mary Miller

5 months ago

Online banking will not work even with multiple attempts at fixing. Phone app is useless. Can’t purchase anything that bills outside of the US with card. They do not offer tap to purchase cards. Debit cards are flimsy and break easily. Employees are rude. Impossible to get any kind of loan regardless how long you have been customers of theirs.

Becky

Becky

5 months ago

First time I’ve been to this branch. I don’t even know what to say. I was repulsed by the smell that came out of the side office after someone opened the door. I was dry heaving as I was leaving. So unprofessional and disgusting.

Kaitlyn Suber

Kaitlyn Suber

7 years ago

I have multiple accounts with Pennstar including a savings account (known as share account for credit unions), my car loan (was by far the best rate I could find), and a Holiday Account (helps me save for the holiday season - plus a high yield!) My fiancee and I also have a joint checking account to save for our wedding. Because we are out of town, we use the online banking system. They have a new App "Pennstar FCU" that has a pretty nice user interface - available in the App/Google play store. The staff is able to help us over the phone if we have ever have any issues. The management and staff very much values professionalism and service to their members. Most of the staff has worked there over 10 years. There are many benefits of membership, but I would say that Pennstar is not able to help everyone. For example, they are closed membership. You yourself or a close family member must work at a company that is within their field of membership. If you aren't sure if you are eligible, they might be able to go over the field of membership with you. They also focus on service to their members. If something doesn't fit that value and they aren't able to do it well - they won't do it. Which is actually a good thing in my opinion.

Adam DeParasis

Adam DeParasis

5 years ago

I am newer to Pennstar, but I have to say, I could definitely tell that they had my best interest in mind! Being new to the area, I was looking for a financial institution with a nice and knowledgeable staff, and Pennstar definitely goes above and beyond! They made my car buying experience so easy and were my partners in looking for a new vehicle and worked with me through the whole process! Any time I need another loan, I will absolutely be going to them! They always have quick and pleasant service there, and I highly recommend it!

Karen Yanak

Karen Yanak

7 years ago

I have been a member of Pennstar for almost 30 years. I have always had positive experiences with the CEO and all of the staff. There is always a warm, friendly and professional atmosphere and I am always treated with respect, professionalism and courtesy. I have multiple accounts and have had many loans there. Their rates are competitive and their fees minimal. The service is efficient and expedient, I never wait in long lines as you may at other financial institutions. I represent 290 employees and I always encourage them to join Pennstar. Thank you Pennstar for your impeccable service.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).