Ussco Johnstown

532 OAKRIDGE DR, Johnstown, PA 15904

NCUA Insured4.3 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1958

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1958

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

532 OAKRIDGE DR

Johnstown, PA 15904

Google Maps 🗺Waze

(814) 266-4987

Service Area

This credit union is located in Johnstown and serves members in the PA area. Currently serving 14,067 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.50%

Used Auto Loan

7.00%

Personal Loan

11.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.3

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Lee Medina

4 years ago

I've been to a few different locations all the staff I have met are very nice and kind, most are older folk which tends to be a good and bad thing. Good because they know all of the old systems and have seen how things work, bad because new things don't always use the old systems. There website is outdated and hard to get around also you have to go into a bank and sign a paper to activate online services, any services outside of using your atm card require you to activate it in a bank with a signature. The App is at least better than the website. It is not a bad bank but if there was a chase or wells fargo near me, i wouldn't be with this bank.

Betty Hutzell

4 years ago

Tellers are awesome and very very helpful. They also give excellent advice on investments and answer all questions on how to build your credit. These are my experiences with ussco tellers. They are very nice caring people who do their jobs with professionalism .I hope the owner reads this and gives all a raise.