Team First

111 CENTERVILLE RD, Lancaster, PA 17603

NCUA Insured3.6 (15 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

111 CENTERVILLE RD

Lancaster, PA 17603

Google Maps 🗺Waze

(717) 824-3669

Service Area

This credit union is located in Lancaster and serves members in the PA area. Currently serving 813 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.48%

Used Auto Loan

5.98%

Personal Loan

13.14%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Pamela Berry

11 months ago

I've been with team First ever since it open in the back part of the house in salunga then it was Teamsters 771... I've been dealing with them since, seen people come n go ...not often tho...love my little Bank....

JEANNE DICKEL

5 years ago

I was a customer of a large bank once, but I was only "an account", not a person. They were very good at taking fees and giving very little back. When I discovered Team First Federal Credit Union, I was blown away by their courtesy and service to their members. I will never return to "banks." I will always be thankful to Team First for extending "credit" to me, ie loans and credit card. They are small, yes, but they are wonderful!

William L

5 years ago

I’v been a member with team first For a long time, back when they were teamsters. I appreciate all the help they have giving me through the years. I have worked mostly with Judy and I can’t say enough about How wonderful she is. All the staff are very sweet, so I will continue to do business with them. Great job to all the staff and a special shout-out to Judy!

Judy Deleo

3 years ago

This is in response to Fred /Yolanda Waters since we can't respond as the business for some reason. As of Feb. 7, 2023, we had a serious staffing issue where we were forced to reduce our hours. The hours were clearly posted on the door and they are also on our website. The person who was inside working was NOT able to tend to members which is precisely why the Lobby was closed. Again, everything was clearly marked and clearly posted on our website along with "we apologize for the inconvenience" . Unfortunately, some circumstances are beyond one's control. We strive to keep everyone happy.

Jason Brick

6 years ago

Absolute disrespectful employee by the name of Judy working for Team First Federal Credit Union. She has threatened all small businesses by turning in any small business that needs to operate to make it through difficult times during an event that no one can control. I don't know where "Team First" comes in but it is sure not with your local businesses operating in the state of Pennsylvania.