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First Commonwealth

PO Box 20450, Lehigh Valley, PA 18002
NCUA Insured4.0 (222 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 20450

Lehigh Valley, PA 18002

Service Area

This credit union is located in Lehigh Valley and serves members in the PA area. Currently serving 97,556 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.74%

Used Auto Loan

4.99%

Personal Loan

10.99%

Credit Card APR

10.74%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(17 total)

Member Reviews

4.0

222 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Eduardo Mckinney

Eduardo Mckinney

4 months ago

It's just a suggestion. I understand that it's snowing and that's why you want to close earlier, but please update the information on Google so we don't get the surprise of finding you closed. My time is valuable too.

Patricia M.

Patricia M.

4 months ago

I had an unexpected situation with my checking account. Elizabeth was diligent in giving me assistance based on my own situation not a one-size fits all response.

letticia dasneves

letticia dasneves

6 months ago

Worst credit union to deal with! They take you through loops to do anything. Then you think your issue is resolved and it was never resolved. I called about a month ago to close my account and Yvonne was the one who helped me however after a whole month went by I called back because I haven’t received my money and apparently Yvonne never closed my account! This wasn’t the first time this has happened to me either. I had an auto loan with then and it was the same crap! Then they are going to guilt trip you into closing the account, honestly the WORST credit union I have ever been with! If you are thinking about signing with them, I would think twice before pulling the plug because they are absolutely terrible to deal with!

Ellie Herb

Ellie Herb

a year ago

This is my first time visiting this location. It was a little hard to locate it when I was driving, especially in the center of Allentown. They have a parking lot with plenty of room. After entering the building, their staff treated me very well and warmly. They were also super friendly and professional. My banker was very supportive; she was nice, sweet, and tried her best to support me. I will definitely return to this location.

Caroline Brockley

Caroline Brockley

11 months ago

Came in to use the coin machine, after a quick fix, I was able to seamlessly deposit $$$. The teller was kind enough to listen to the disrespectful treatment I experienced at another financial institution. She also gave me pre-completed forms to switch my monthly pension and social security deposits to 1st Commonwealth.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).