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Pinpoint

37 FERRY LN, Milton, PA 17847
NCUA Insured4.7 (73 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1956

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

37 FERRY LN

Milton, PA 17847

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(570) 742-3903

Service Area

This credit union is located in Milton and serves members in the PA area. Currently serving 2,947 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.71%

Used Auto Loan

7.98%

Personal Loan

13.58%

Credit Card APR

10.38%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%
Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%
Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%
New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

73 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Courtney McGovern

Courtney McGovern

4 months ago

I recently worked with Brenda at Pinpoint FCU to secure financing for an auto purchase, and the experience was outstanding from start to finish. Brenda went above and beyond to make sure everything was clear, smooth, and stress-free. She was knowledgeable, patient with all of my questions, and incredibly efficient in getting everything processed quickly. Thanks to her help, the loan was approved without any hiccups and I was able to move forward with confidence. Customer service like this is rare these days — Brenda truly made a difference and I’m grateful for her professionalism and care. If you’re considering financing through Pinpoint FCU, I highly recommend working with Brenda!

Somer Caton

Somer Caton

6 months ago

I have been banking here over a decade, My children also bank here as they had accounts set up as children who are now adults, This is the best banking experience I have had at any financial institution. The staff are friendly and always ready to help with any needs you have, Ashley, Jamie and Melissa are just a few of the awesome people that work there.

Jason Whistler

Jason Whistler

10 months ago

I waited 6 weeks for a mortgage pre-approval, and I did not receive a response when I left a message asking for an update after 3 weeks. In their defense, they did ask my wife if I was mad at them, after my polite request for an update... so, I guess that's their way of responding to inquiries. Needless to say, I went somewhere else and received a response and completed pre-approval within 4 hours. I won't be seeking loans here in the future.

Pammy

Pammy

a year ago

The employees are always happy to me. I had some things messed up with my bank card and it was fixed in no time. Without feeling like it was my fault and I'm sure it was my fault. Nice inside the credit union and nice atmosphere!!! I'm new here in Milton and pinpoint is definitely a positive thing for me. Keep up the good work girls you're great!!!

Angela Diehl

Angela Diehl

6 months ago

my husband and i have had a joint account for years and it has helped build out credit so much we have loved it so i decided to open my own accnt to get help with my credit the employees are quick to help & very friendly wouldnt bank anywhere else

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).