Back to Monessen credit unions

Valley 1st Community

815 SCHOONMAKER AVE, Monessen, PA 15062
NCUA Insured4.1 (21 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

815 SCHOONMAKER AVE

Monessen, PA 15062

Service Area

This credit union is located in Monessen and serves members in the PA area. Currently serving 7,327 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.53%

Used Auto Loan

7.72%

Personal Loan

12.08%

Credit Card APR

10.27%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Rich Morgart

Rich Morgart

6 months ago

This is a great BANK without no doubt been there for over 20 years but to teller they had working on 11 – 19–25. Needs a job at McDonald’s if she’s that miserable. A smile or a thank you would’ve been nice not to that smile would’ve helped her miserable looking face

Robyn Cornelius

Robyn Cornelius

a year ago

I’ve been a member for many years and can’t speak any higher about Kim in the lending department. She is friendly, caring and works hard to help her customers through the loan process. My parents recently joined and had a wonderful experience getting a car loan. If you’re not a member yet, you should be!

Review Report

Review Report

3 years ago

I have been a member at this bank for a few years. I have my mortgage through them. Also most recently I refinanced 2 motorcycles and my truck through them. The process was extremely easy and beneficial. Tina was very accommodating and professional. She went above and beyond throughout the entire process. She was nothing short of professional, flexible, and prompt. They have a text program which makes for an easy process while I was at work or busy during my days. I'm also in the process of switching to them for my primary checking account. I would highly recommend this bank. They are always pleasant and professional!

Tonya Lehman

Tonya Lehman

4 years ago

I just want to say how amazing my experience was at valley 1st. I worked with Kim Hall and she made my overall process so easy. It was like I was having a conversation with a friend. She answered All of my questions in a professional manner and even gave me tips and advice for my future finances. It’s extremely hard to find good customer service and without a doubt I give my overall experience 10 stars. If you need help with a loan in financial advise please don’t hesitate.

Tim Lemley

Tim Lemley

a year ago

Rick put in contact with Tina for a loan, Tine did a great job and in a timely manner! Thank you Tina for your help!! Went fast and smooth!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).