NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Monessen, PA may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Monessen and serves members in the PA area. Currently serving 7,327 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.53%Used Auto Loan
7.72%Personal Loan
12.08%Credit Card APR
10.27%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).
Jerome, PA
Sayre, PA
Mckeesport, PA
New Cumberland, PA
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.1
21 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsRich Morgart
6 months ago
This is a great BANK without no doubt been there for over 20 years but to teller they had working on 11 – 19–25. Needs a job at McDonald’s if she’s that miserable. A smile or a thank you would’ve been nice not to that smile would’ve helped her miserable looking face
Robyn Cornelius
a year ago
I’ve been a member for many years and can’t speak any higher about Kim in the lending department. She is friendly, caring and works hard to help her customers through the loan process. My parents recently joined and had a wonderful experience getting a car loan. If you’re not a member yet, you should be!
Review Report
3 years ago
I have been a member at this bank for a few years. I have my mortgage through them. Also most recently I refinanced 2 motorcycles and my truck through them. The process was extremely easy and beneficial. Tina was very accommodating and professional. She went above and beyond throughout the entire process. She was nothing short of professional, flexible, and prompt. They have a text program which makes for an easy process while I was at work or busy during my days. I'm also in the process of switching to them for my primary checking account. I would highly recommend this bank. They are always pleasant and professional!
Tonya Lehman
4 years ago
I just want to say how amazing my experience was at valley 1st. I worked with Kim Hall and she made my overall process so easy. It was like I was having a conversation with a friend. She answered All of my questions in a professional manner and even gave me tips and advice for my future finances. It’s extremely hard to find good customer service and without a doubt I give my overall experience 10 stars. If you need help with a loan in financial advise please don’t hesitate.
Tim Lemley
a year ago
Rick put in contact with Tina for a loan, Tine did a great job and in a timely manner! Thank you Tina for your help!! Went fast and smooth!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(724) 684-8875Website
Visit WebsiteMembers
7,327
Total Assets
$103.3M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile