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First Choice

2209 W State St, New Castle, PA 16101
NCUA Insured4.1 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2209 W State St

New Castle, PA 16101

Service Area

This credit union is located in New Castle and serves members in the PA area. Currently serving 9,494 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.49%

Personal Loan

10.49%

Credit Card APR

12.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.1

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
N. J.

N. J.

3 months ago

I had absolutely no issues when I was with Family First Credit Union. Everything was straightforward, professional, and respectful. When my accounts were automatically transferred to First Choice after Family First closed, the difference in treatment was immediately noticeable. The transition was confusing, and I received little to no guidance. I’ve had issues with basic functions like paying my credit card. When I went into the Neshannock branch to ask for help transferring money from an outside account to my checking to pay school expenses, I was met with dismissive attitudes and no real assistance. Simple requests like officially switching account details over now so I can pay important bills without having to redo everything later were brushed off. I’ve been told “we can do that anytime,” but when I’ve gone in and asked to do it, I’ve been met with reluctance and comments implying they just don’t want to deal with it. What’s most concerning is the way I’ve been treated. I’ve been laughed at, talked down to, and made to feel small for asking normal banking questions. I left one visit feeling so embarrassed that I actually apologized even though I did nothing wrong. That should never happen at a financial institution. As a young woman managing my own finances responsibly, I expect to be treated with the same respect as any other member. Instead, I’ve repeatedly felt dismissed and not taken seriously. Whether intentional or not, the pattern feels discriminatory and unprofessional. I have since gone to another First Choice location and have not experienced the same issues, which makes the difference at the Neshannock branch even more noticeable. Based on my experience, I do not recommend this location. If you thrive in a “mean girl” environment you’ll feel right at home…they might even hire you!!

Matthew Todd

Matthew Todd

a year ago

I Was assured I would get my money yesterday, With a wire transfer instead of a check. That didn't happen. So expected today. That didn't happen. Holiday weekend. So won't clear until Tuesday. With impound fees on my car being 200 a day that 800 dollars this institution is going to cost me.

Trevor Mohan

Trevor Mohan

8 months ago

Just opend an account here very friendly and helpful would recommend !

Rob

Rob

a year ago

The staff here are all very friendly and welcoming! Nice environment and very well kept. If you want a nice place to bank, this is the place!!

Michael Crivelli

Michael Crivelli

a year ago

Great Credit Union! Erica is the best around! I highly recommend them!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).