Ardent

1601 Cherry St, Ste 2000, Phila, PA 19102

NCUA Insured4.2 (125 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1977

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Phila, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1977

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1601 Cherry St, Ste 2000

Phila, PA 19102

Google Maps 🗺Waze

(215) 569-3700

Service Area

This credit union is located in Phila and serves members in the PA area. Currently serving 34,703 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

5.75%

Personal Loan

12.25%

Credit Card APR

11.88%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(11 total)

Member Reviews

4.2

125 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ndamukong Suh

5 months ago

I was very concerned about several issues when i came into the bank, and having just dealt with a huge customer service problem with another entity my expectaciones were low for getting good service . Amber and Karen are not only knowledgeable, but kind and compassionate . Not every one has the patience to deal with frustrated customer a but these two do . Let them be an example of how customer should en treated with care , eficiencia and compassion. Kudos to their boss because attitude reflects leadership . Please make sure they get something soecial as they were something special to me .

mimi brier

6 months ago

Ardent excels in friendly, personalized customer support. They have been my primary bank for over forty years. Five stars for the exceptional support I received today from the Remote Deposit Team. Special thanks to the team for allowing my transaction to be processed so quickly and effortlessly. Love the service this bank provides.

Shannon Johnson

4 months ago

To Kayla Karen Amber. At the SpringGarden branch you guys are amazing love working with you all have a great and positive and very kind energy a vibe like I never seen at any branch before ❤️💪🏾💯💐

Janira Torres

4 months ago

I walked in and felt welcomed immediately they have great service and was very fast I appreciate Kayla and Amber for all there help I would recommend them to anyone