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American Heritage

2060 Red Lion Road, Philadelphia, PA 19115
NCUA Insured3.0 (330 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1948

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2060 Red Lion Road

Philadelphia, PA 19115

Service Area

This credit union is located in Philadelphia and serves members in the PA area. Currently serving 327,568 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.34%

Personal Loan

9.74%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(36 total)

Member Reviews

3.0

330 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
M J

M J

4 months ago

Most poorly run AH in the Philly area.allways something here. No accountably for the staff. They want you to go to the machine teller on the time and that never works properly. It jammed my money and they wanted me to dispute and waste 30 minutes and on top of that get back in the live teller line which is another 20 minutes instead of having 1 of the 10 people that walks around there help you to put your money in. They don’t value your time or money. All the other AH sites around this area I went through had exceptional service except this one which is supposed to be the headquarters.

Laron Seals

Laron Seals

5 months ago

This bank is a complete and total scam! I had my car financed through this bank. I ended up going through a huge issue with medical bills due to an accident which caused my balance to not be paid for two months. The day I was able to process a payment - I was locked out of my account. I called to get details and pay for the payments, was told that I would I have to contact the next day and I even scheduled for a call to submit payments in. I ended up receiving money sooner and called in again to make a payment and was denied! They told me I would have to contact the next day. Well, I was at home for a bit and boom, a tow truck grabbed my car even after being told that they would pause calls and towing as I entered a promise to pay. I use my car for work only and because of this it has sent me down a financial plunder. What makes matters worse is the towing truck company will not answer the phone and has several 1 star reviews for holding cars hostage. I have been calling all morning and still no response from the credit union.

The Game

The Game

8 months ago

0 stars is more applicable. I applied for an unsecured loan and was denied without any consideration for my situation. I applied to a different credit union and was approved for a larger unsecured amount with a 7% interest rate and no caveats because they actually cared enough to hear my situation. There is no human element here, they do not care, and will not make an effort to make things right for you. There are many better credit unions to look into, please avoid this one by all means. Thanks for absolutely nothing.

M C

M C

3 months ago

Will not consider them for a car loan ever again. Bad experience. The title transfer team is great. Overall, I regret choosing this company for my car loan.

Barb Hauck-Mah (barbhmphilly)

Barb Hauck-Mah (barbhmphilly)

2 years ago

We were welcomed and greatly enjoyed the free Grand Illumination display for the holiday season. It was heartwarming to see families and people of all ages strolling the grounds to marvel at the free display of 200,000+ white lights plus colorful holiday displays.There was holiday music playing, with a nativity, menorah and a gazebo on the grounds. There is plenty of free parking plus a horse and sleigh display for group photos. We appreciate that American Heritage offers this free to the Philly community each year.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).