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Cacl

1800 W Market St, Pottsville, PA 17901
NCUA Insured3.7 (128 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1800 W Market St

Pottsville, PA 17901

Service Area

This credit union is located in Pottsville and serves members in the PA area. Currently serving 16,847 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.49%

Used Auto Loan

11.99%

Personal Loan

13.49%

Credit Card APR

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.7

128 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Joseph Kavanaugh

Joseph Kavanaugh

4 months ago

Dear Tiff, I would like to sincerely thank you for the excellent service you provided during my recent auto loan process with CACL FCU. From the beginning, you made the entire experience smooth and stress-free. You clearly explained my options, answered all of my questions, and kept everything moving efficiently. Your knowledge, patience, and attention to detail gave me complete confidence throughout the process, and I truly appreciated how easy you made everything from application to closing. Your professionalism and genuine care for your members really stood out. It is clear that you go above and beyond to ensure a positive experience, and CACL FCU is fortunate to have you as part of their team. Thank you again for your exceptional service. It was a pleasure working with you, and I would gladly recommend you to anyone looking for an auto loan.

Morgan S

Morgan S

3 months ago

I had a very disappointing experience at your branch today. While I was being assisted with a banking matter, an employee with purple highlights at the ends of her hair, who was not the representative helping me, was speaking to other staff about my situation within earshot. I had not even been informed of the issue myself, yet it was being discussed openly among colleagues. This felt extremely unprofessional and disrespectful to my privacy. In addition, her tone and demeanor came across as rude and dismissive. Regardless of whether she was directly assisting me, discussing a customer’s account or situation openly in front of others is inappropriate and does not reflect the level of professionalism I expect. My husband and I maintain two business accounts with your bank, and experiences like this are very concerning to us. We value professionalism, discretion, and respect when handling our financial matters. I hope this situation is addressed with the staff involved so that other customers do not have a similar experience.

doug murphy

doug murphy

3 months ago

I am going thru a divorce and had to refinance my home. I did not know how things work with refinancing and a divorce. That’s where Kelly Stidham stepped in and basically took all the time I needed and explained each step to me. She guided me to making the correct choice and got me thru it all. Kelly is a true asset to CACL. Thank you Kelly!

Justin S.

Justin S.

5 months ago

The credit card specialist, Emily, is amazing. I was stuck in Vermont when my car broke down. I needed some help with funds to get a rental and fix my car enough for the trip home. She saved me and the wife a lot of time and headaches.

Mike

Mike

5 months ago

Had my account hacked once. Also CACL "misplaced" some off my money and even put me into the negative causing an overdraft. I kept getting transferred on customer support because no one could figure out why. I eventually just gave up. They also deactivated my bank card once because they ordered new ones for everyone when they switched companies but never actually notified me so i didnt have a card for over 7 days.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).