Utilities Employees

P.O. BOX 14864, Reading, PA 19612

NCUA Insured4.8 (430 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Reading, PA may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 14864

Reading, PA 19612

Google Maps 🗺Waze

(610) 927-4000

Service Area

This credit union is located in Reading and serves members in the PA area. Currently serving 64,606 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.24%

Used Auto Loan

5.24%

Personal Loan

10.99%

Credit Card APR

12.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Fort Ligonier— New Auto Loan

Jerome, PA

3.22%

Ingersoll-Rand— Used Auto Loan

Sayre, PA

0.95%

Mckeesport Congregational— Personal Loan

Mckeesport, PA

6.00%

New Cumberland— Credit Card APR

New Cumberland, PA

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

430 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Edward Barton

3 months ago

The staff are friendly and helpful. I often need to make withdrawals in specific amounts including coins and bills. The staff never complains and fulfills my request quickly. I also need to use bank checks and they take care of those requests as well. I enjoy dealing with them.

Caroline Siebens

4 months ago

Absolutely avoid banking here if you’d like to do any kind of electronic transactions. Online banking is riddled with wait times & fees/headaches that make no sense. Been banking here almost 20 years and if you’d like to bank like it’s 1999 in person- they can be helpful & employees are nice. Fees & rates are comparable or worse to other more tech savvy & modern banks like Truist/Ally/PNC

Koranteng Ofosu

3 months ago

Although the interaction took place virtually, the representative’s presence was genuinely felt. They brought a warm, personable quality to the exchange that made it feel engaging and authentic, despite the screen between us.

Anthony Barone

a week ago

The mobile experience has been great I'm able to check balances, transfer, and the texting of alerts keeping me informed of what's going on in my account

Bret Norton

4 months ago

The mobile checking upload feature and deposit limits are great for small business owners. I have used several banks for this feature, and UECU has been the most reliable and user friendly.