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Freedom

626 JACKSONVILLE RD, STE 250, Warminster, PA 18974
NCUA Insured2.9 (74 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1934

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

626 JACKSONVILLE RD, STE 250

Warminster, PA 18974

Service Area

This credit union is located in Warminster and serves members in the PA area. Currently serving 61,578 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

5.24%

Personal Loan

9.99%

Credit Card APR

13.15%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

2.9

74 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Shirrell Green-Butler

Shirrell Green-Butler

3 months ago

Never had an issue with credit union. Customer service is very friendly and efficient with the customer needs.

Barbara Joyce

Barbara Joyce

2 years ago

Very unhappy with the fraud detection department. On one hand a transaction with DD will be declined so they can verify I’m spending xx number of dollars on a food delivery, then when real fraud is detected they are now and only now reviewing transactions as far back as November. Still not resolved I’ve had. Charges for overdraft because of this and it’s not resolved. I have to go to the bank several times now for a new card because of fraud concerns because it takes 2 weeks to receive one by mail. Once it’s straightened out (if it ever is) I am changing g credit unions.

Diane Evanco

Diane Evanco

a year ago

I have been with Freedom for over 40 years and have always had the best service possible. Recently, I needed assistance to open some CD's for my grandkids and Charles was able to assist me with every one. He was very polite, knowledgeable, and helpful. He got the job done, Kudo's Charles and thank you for a very pleasant experience over the phone!

Anthony barrett

Anthony barrett

2 years ago

Hours suck. Closed Saturday’s ? Absolutely the most inconvenient lending institution I have ever dealt with. Making payments and getting my title. Everything has been a headache. Definitely don’t recommend. My trucks been paid off for two years now and I still don’t have a title because they won’t mail it to my new address without sending all kinds of verifications including bills from my current address, etc. The easiest option is to come pick it up in person, but with the inconvenient hours and closed on weekends makes it just that much more of a headache. Way better institutions to deal with for auto lending.

Ashley Jones

Ashley Jones

3 years ago

Terrible customer service when you call this place and one person in particular is especial rude: Jo Garner. She is condescending and extremely unhelpful. Do not bank here, most of the staff that I’ve encountered via phone are largely inexperienced and have said multiple times that they don’t know how to handle certain issues. Additionally banking hours are not convenient. I do NOT recommend, consider a bank that has spent the time to better train and prepare staff to interact with customers in a meaningful and helpful way.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).