Back to Wilkes Barre credit unions

Cross Valley

640 Baltimore Dr, Wilkes Barre, PA 18702
NCUA Insured3.5 (65 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

640 Baltimore Dr

Wilkes Barre, PA 18702

Service Area

This credit union is located in Wilkes Barre and serves members in the PA area. Currently serving 17,103 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.69%

Used Auto Loan

8.00%

Personal Loan

7.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PA

Lowest rates currently reported by credit unions in PA (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.5

65 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tara Sypniewski

Tara Sypniewski

7 months ago

Acquiring our new home/mortgage was such a smooth process from start to finish. Cathy, Patrick, and Brittany worked so hard to make sure we had a flawless experience. Very friendly and personable as well. We highly recommend their services for anyone looking into purchasing a new home. Thank you so much!

John Opachinski

John Opachinski

9 months ago

Thank you, Thank you, Thank you!!! I cannot give enough thanks to the Team at Wilkes-Barre Spring Street location!! My wife and I were the victims of Scammers from a Web-site selling Eyeglasses. The Scammers hacked our PayPal account. The entire Spring Street staff was ultra helpful, reassuring, accommodating and willing to help us navigate next steps. We stated out with Yaritza who was great, then to Amber. Amber knew exactly what to do, and who to contact. We cannot express how comforting and gracious Amber was!! She exceeded our needs, and did everything in her power right from her station. She cancelled account, got us new Debit Cards, set up a new Checking Account, so on and so forth. What Amber could not complete in her scope, she contacted their backline team, and then brought the Branch Manager Gylaine into the loop. Gylaine took the time out of her busy afternoon to assist and answer any of our concerns. Glyaine even called us back at the end of day with a detailed update. In the days leading up to our visit to CVFCU were upsetting and tumultuous for my wife and I. In leaving CVFCU we both felt as though the weight of the word was lifted off us. That was directly due to Amber, Yaritza and Gylaine. If you are not a member, let this review serve as a heads up on what you can expect from CVFCU - join!!!!!! Thanks again to Gylaine and her team, and to everyone at the main office also.

Renee Machulsky

Renee Machulsky

10 months ago

We are going for a Home equity loan and they have the best rates around. Friendly service at the Mt.Top office. Has made this very easy to do. I highly recommend them.

Emily S

Emily S

a year ago

I called looking for a small loan with a low APR rate. Cathy S from the Wilkes Barre office promptly returned my call, answered all my questions, and helped me find the best rate. The APR was significantly lower than others I've looked into. I met with Cathy the following day to finalize everything. She was very kind and made sure to go over every detail. All in all the whole process, including the loan deposited in my account, took less than 24 hours. Highly recommend!

barb matta

barb matta

a year ago

I have to say Kristen (Krissy) at the Mt. Top location has been extremely helpful and supportive in helping me with a consolidation loan. They all staff have always been friendly and knowledgeable. I would 100% recommend their services.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).