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Caribe

195 Calle Oneill, San Juan, PR 00918
NCUA Insured3.6 (110 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1951

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

195 Calle Oneill

San Juan, PR 00918

Service Area

This credit union is located in San Juan and serves members in the PR area. Currently serving 64,367 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.99%

Used Auto Loan

4.99%

Personal Loan

10.21%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in PR

Lowest rates currently reported by credit unions in PR (NCUA Q4 2025).

CaribeNew Auto LoanThis CU

San Juan, PR

2.99%
CaribeUsed Auto LoanThis CU

San Juan, PR

4.99%
Puerto RicoPersonal Loan

Caparra, PR

8.66%
Puerto RicoCredit Card APR

Caparra, PR

7.82%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.6

110 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Soto Clan

Soto Clan

4 months ago

I have been waiting for an insurance quote for over a week from Odette from BAIA insurance and also an explanation as to why they can't provide me with one of my vehicle vouchers even though I have another vehicle on the policy who the could send me the voucher of.

Jorge Rivera

Jorge Rivera

a year ago

Service has not been good lately. Customer service on phone not to useful. Erroneous information. I have to go 3 times to solve a problem and still waiting to be resolved.

Jesus Santana

Jesus Santana

4 years ago

The customer service is slower than a Molasses intravenous Injection! Had been waiting for over hour and twenty minutes and the had only called two numbers. Currently at number 313 called at 1153 will update how long will take for next number to be called. I had to visit the Credit Union because they still have the system from back in the 50’s where a “Self Proclaimed” expert on signatures or calligraphy Technician decided that my signature does not look identical to the one I used when I open the account.

Christopher Soto

Christopher Soto

a year ago

Do not buy insurance here. The person who sold me the insurance, Marla Nieves, did not orient me correctly on the insurance and can't even get me a voucher for the insurance.

Robert Tobin

Robert Tobin

8 years ago

They refused to help at my late filing of the IRS service because of scheduling. I was mad, frustrated that I did not call, and the recent power failures along with my other issues slanted my initial review. I am sorry to say what I said before. Thank you for the reply though.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).