Cranston Municipal Employees

1615 PONTIAC AVE, Cranston, RI 02920

NCUA Insured4.5 (15 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cranston, RI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1615 PONTIAC AVE

Cranston, RI 02920

Google Maps 🗺Waze

(401) 463-3010

Service Area

This credit union is located in Cranston and serves members in the RI area. Currently serving 3,120 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.74%

Personal Loan

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in RI

Lowest rates currently reported by credit unions in RI (NCUA Q4 2025).

Blackstone River— New Auto Loan

Woonsocket, RI

4.12%

Blackstone River— Used Auto Loan

Woonsocket, RI

4.86%

Postal Employees Regional— Personal Loan

Pawtucket, RI

8.99%

Ocean State— Credit Card APR

Coventry, RI

10.29%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.5

15 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kathleen Hassell

10 months ago

Cranston Municipal Employees Credit Union is wonderful, I have never had a issue or problem that could not solve. Every employee there is kind, knowledgeable, and they really care about you. I always feel comfortable going in there knowing that they will take care whatever I need. I cannot say enough about them. I just hope and pray that they will be around forever.

Michael Watson

2 years ago

I've been a member for years and love this place. Friendly, personable and knowledgeable. They've worked with me on a variety of financial things over the years and all interactions have been positive. Highly recommend.

Jazmin Rodriguez

8 years ago

First, they approved my loan and then they denied it. Had me wasting my time getting different documents. I had never tried to take out a loan before and I felt they were not interested in trying to help me cover my needs. Please go elsewhere. UPDATE: I thought things ended nicely with these people and I was going to change my review ot a positive one, however, I then got an email from the CEO stating that my loan was denied because they had no confidence in my documentation. This AFTER they approved my loan. These people are ignorant and have no idea what they are doing. The lady who helped me was in general nice, but the CEO who emailed me has jelly for brains. Please dont go here. Their high and mighty attitude needs to be amended. Horrible, horrible place!

Emily Walton

2 years ago

They were so patient and helpful while I was dealing with a stressful situation a totally different bank had caused. The employees here were professional and empathetic. Very rare these days and I appreciated it so much.

Jegan Mohan

4 years ago

This is a little hidden gem of a place. They have great rates and the staff were super nice. All through the process, they kept me well informed and followed up promptly. Would love to do more business with them in future.