Community & Teachers

1169 S Broadway, East Providence, RI 02914

NCUA Insured4.4 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around East Providence, RI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1169 S Broadway

East Providence, RI 02914

Google Maps 🗺Waze

(401) 438-7788

Service Area

This credit union is located in East Providence and serves members in the RI area. Currently serving 1,584 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

6.00%

Personal Loan

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in RI

Lowest rates currently reported by credit unions in RI (NCUA Q4 2025).

Blackstone River— New Auto Loan

Woonsocket, RI

4.12%

Blackstone River— Used Auto Loan

Woonsocket, RI

4.86%

Postal Employees Regional— Personal Loan

Pawtucket, RI

8.99%

Ocean State— Credit Card APR

Coventry, RI

10.29%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tony Ramos

4 years ago

I don’t know why anyone would use one of the mega banks when the East Providence Teachers Credit Union offers such terrific and personal service. They are always ready to help with a problem even when you call from another country.

Doug Swanson

6 years ago

3$ ATM fee regardless if your a member of another credit union or not. My bank is Ocean State Credit Union and it’s located where I’m from, in Coventry. We recently moved to East Providence so when I need to withdraw money I always go to a credit union to avoid atm fees. Pawtucket Credit Unions atm wasn’t working so I came here figuring it would be free cause it is a Credit Union. But it isn’t. If you aren’t part of this bank your going to have to pay a 3$ fee. Credit Union or not.

Annette Stimma

2 years ago

The best bank I ever did business with. All I have say is their slogan said say, The bank that makes “YOUR DREAMS COME TRUE “

Ruth Stone

6 years ago

Fabulous staff and business organization. They will go above and beyond to help their members, especially when they are faced with difficult financial situations. Thanks again for all your help and support.