Navigant

1005 Douglas Pike, Smithfield, RI 02917

NCUA Insured4.4 (226 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1915

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Smithfield, RI may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1915

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

1005 Douglas Pike

Smithfield, RI 02917

Google Maps 🗺Waze

(401) 233-4300

Service Area

This credit union is located in Smithfield and serves members in the RI area. Currently serving 166,946 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

8.84%

Personal Loan

18.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in RI

Lowest rates currently reported by credit unions in RI (NCUA Q4 2025).

Blackstone River— New Auto Loan

Woonsocket, RI

4.12%

Blackstone River— Used Auto Loan

Woonsocket, RI

4.86%

Postal Employees Regional— Personal Loan

Pawtucket, RI

8.99%

Ocean State— Credit Card APR

Coventry, RI

10.29%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(27 total)

Member Reviews

4.4

226 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Pat Fontaine

3 months ago

I want to thank many people at Navigant Credit Union in Smithfield for all their help with an annuity problem that I had recently. Especially a shout out to Jessica Reynolds. She was extremely helpful and informative.

Lee-Anne D

8 months ago

I’d like to acknowledge a great experience my husband had with your branch manager Jessica Legendre in the Cumberland branch. She went above and beyond to coordinate his IRAs to mature on the same dates. As minute as this sounds, it’s a big deal to him! Most other institutions would’ve said this could not be done. Thank you for making him happy!

Tommy Dumont

3 months ago

Can someone at the bank load everyone's 2025 1099 files to the website so we can retrieve them electronically. I have check with serval people who have accounts at Navigant and not one can see the 2025 1099 but they can see the 2024 1099. Someone who did this job in the past must have left the company and now no one knows to load the file or assumed the position. So much for ASAP. It has been over a week.

Domenic Picard

7 months ago

I walked in, not expecting to get a loan. I spoke with Jenna G. Are you supposed to recognize him?a customer service representative. She helped me work my way through things and get my loan approved

Donna Collard

8 months ago

I went in the Smithfield branch to accomplish a particular goal, and with the willingness to help and suggestions, and patience and professionalism, I was able to accomplish what I had set out to do! Left a happy customer! Thank you!!!