Back to Warwick credit unions

Rhode Island

95 Jefferson Blvd, Warwick, RI 02888
NCUA Insured2.9 (73 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1946

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

95 Jefferson Blvd

Warwick, RI 02888

Service Area

This credit union is located in Warwick and serves members in the RI area. Currently serving 27,680 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.49%

Personal Loan

10.65%

Credit Card APR

10.65%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in RI

Lowest rates currently reported by credit unions in RI (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

2.9

73 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Shanie MyrsTear

Shanie MyrsTear

5 months ago

Always have a good experience at this branch. Nice people, can deposit money, get loans no issue. Hardly have written a check in years since online bill pay does it for me. Calls me with a human if they have questions, and responds to online inquiries when I send them. Online experience in general is great. What else can you ask for? I suppose the only criticism is it’s hard to get $1 coins from them and I can’t find a log of payments online for my mortgage but I haven’t messaged about that yet!

Jen R

Jen R

8 months ago

I recently had a loan closing and the treatment I recieved from Marisa and Joanne, the manager was the absolute best. They are so courteous and professional. They made a stressful situation so easy. Blake the teller makes you feel like you have entered a place where everybody knows your name. I recommend this bank to all my friends for banking and lending needs. The branch is AMAZING

Tia.Shevel Sterling

Tia.Shevel Sterling

8 months ago

I recently visited the Providence branch regarding a loan I had applied for online, and my experience with one of the staff members, JoAnna Zackarian, (Branch manager )was extremely disappointing. I was asked to provide my Social Security card, which I did, but I was then told I needed a “different” Social Security card because mine supposedly had a “restriction.” I explained that I am a permanent resident with a valid Green Card, which authorizes me to live and work in the U.S. Instead of accepting that, she insisted I provide a passport and visa—even though permanent residents do not have visas. When I reminded her that I am already a member with an active car loan since 2022, she dismissed it and even said she didn’t know how I got that loan back then. She also made an unnecessary and insensitive remark that she couldn’t relate to my situation because she was “born here.” What frustrated me most was her refusal to even verify with underwriting whether my Green Card was sufficient. She simply insisted on documentation that doesn’t apply to permanent residents. The lack of professionalism, cultural awareness, and customer service was very discouraging. As a long-time member, I expect respect and fair treatment. Unfortunately, this interaction left me questioning how Rhode Island Credit Union values its diverse members. I hope management takes steps to provide better training, so other members don’t face the same kind of treatment I did.

Joseph Trillo

Joseph Trillo

7 months ago

Branch manager doesn’t respond to calls regarding active loan. Employees are improperly trained and versed in loan products. Disappointing experience all around.

Linet Sanchez

Linet Sanchez

9 months ago

This place is so far the worse and I havent even gotten a loan with these clown of people yet thanks God, I was in the process of getting a loan and they were blowing off my phone continuously ending on a loop of calls with no follow up, absolutely unprofessional staff, I will go with other credit unions because this company stands as number 0 on the rank. Worthless and a total waste of my time.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).