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Blackstone River

10 Monument Sq, Woonsocket, RI 02895
NCUA Insured3.8 (30 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

10 Monument Sq

Woonsocket, RI 02895

Service Area

This credit union is located in Woonsocket and serves members in the RI area. Currently serving 4,297 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.12%

Used Auto Loan

4.86%

Personal Loan

11.76%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in RI

Lowest rates currently reported by credit unions in RI (NCUA Q4 2025).

Blackstone RiverNew Auto LoanThis CU

Woonsocket, RI

4.12%
Blackstone RiverUsed Auto LoanThis CU

Woonsocket, RI

4.86%
Postal Employees RegionalPersonal Loan

Pawtucket, RI

8.99%
Ocean StateCredit Card APR

Coventry, RI

10.29%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.8

30 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Cindia Molly

Cindia Molly

7 months ago

We had a truly wonderful experience working with Jennifer Pincince at Blackstone River Federal Credit Union in Woonsocket. Jennifer was incredibly knowledgeable, kind, and professional throughout the entire process. She went above and beyond to walk us through every step, making sure we had everything we needed for our car loan approval. Her patience, attention to detail, and genuine care made what could have been a stressful process feel smooth and easy. I would highly recommend Jennifer to anyone looking for a lending officer who truly puts her clients first! Mr & Mrs Molly

Jimmy

Jimmy

2 years ago

Great Experience. Jen was literally amazing. Refinanced my auto Loan from 7.85 percent to 5 percent And received additional $300 from bank for doing so. Amazing Experience to say the least. Customer for Life.

Dave Pickering

Dave Pickering

3 years ago

Very poor experience at this bank. I wanted to get my name on my mother's account to pay her bills in the nursing home. I was told I needed a "power of attorney". So, I had my attorney draw this up. When I went back to the bank, I was told by the manager, Jim Wood, that I needed a "durable" power of attorney to access my mother's accounts. My lawyer told me that's what I had, and even called Jim and told him. Still, no good. So, my father and I went back to the bank, and he drew out most of the money (his name also on the account) that we later deposited in an account in Citizen's Bank. By the way, A+ treatment at Citizens Bank, and they even put my name on the account after copying the power of attorney document.

Courtney Harrison

Courtney Harrison

4 years ago

I went into this credit union because I needed 2 rolls of quarters. The bank teller asked if I had an account which I thought was weird, I said no and she literally said “oh this is only for members I can’t help you”.. Her attitude was awful, if she hates her job she should quit because you never know who someone else knows. I didn’t wanna curse her out so I left and didn’t get her name but she has grey hair a little past her shoulders and a stank face. I’ve never in my 25 years of living heard of a bank not being able to exchange $20 for quarters because you’re not a member. Do better..

Kevin Bedford

Kevin Bedford

5 years ago

I use the Blackstone River Federal credit Union for all my financial needs. I have never had a problem 30 years as a customer. A big well done to their employees in performing their jobs!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).