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South Carolina National Guard

PO BOX 9366, Columbia, SC 29290
NCUA Insured3.6 (24 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 9366

Columbia, SC 29290

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(803) 799-1090

Service Area

This credit union is located in Columbia and serves members in the SC area. Currently serving 5,604 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

9.50%

Personal Loan

18.00%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Trinity Baptist Church— New Auto Loan

Florence, SC

3.00%
Sharonview— Used Auto Loan

Fort Mill, SC

3.49%
Family Trust— Personal Loan

Rock Hill, SC

6.24%
S C I— Credit Card APR

Florence, SC

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.6

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lorrie Austin

Lorrie Austin

4 months ago

The best credit union serving army and air national guardsman and their families. Always friendly, feels like you are treated like family!

Byron Jasper

Byron Jasper

10 months ago

A warning to current and future members. If you have a savings account with them and try to build a nest egg. They will charge you a fee if you are not making withdrawals. I canceled the account. Now this did happen years ago. Hopefully they terminated this penalizing fee.

Elizabeth Hicks

Elizabeth Hicks

2 years ago

Go with Navy Federal Credit Union…better customer service, better rates, more branches, better hours, their debit cards work for more than a month and they don’t charge to replace them. All around better bank. Terrible experience with SCNG FCU.

Rob Hardee

Rob Hardee

a year ago

The branch Manager Ms Chandler Frick has giving me tip top service for many years. She truly goes above and beyond to help her customers in so many way!!! Thank you for always taking care of my family SCNGFCU

Jennifer Chaney

Jennifer Chaney

3 years ago

My husband has banked here for many years. They are very helpful and we have always had pleasant experiences with them! I go in there often to make deposits. I like them more than my own bank!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).