S C I

P.O. Box 3258, Florence, SC 29502

NCUA Insured5.0 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Florence, SC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1965

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. Box 3258

Florence, SC 29502

Google Maps 🗺Waze

(843) 669-3712

Service Area

This credit union is located in Florence and serves members in the SC area. Currently serving 1,664 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

5.75%

Personal Loan

9.00%

Credit Card APR

7.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Trinity Baptist Church— New Auto Loan

Florence, SC

3.00%

Sharonview— Used Auto Loan

Fort Mill, SC

3.49%

Family Trust— Personal Loan

Rock Hill, SC

6.24%

S C I— Credit Card APRThis CU

Florence, SC

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brandon Mauney

a year ago

My family has banked with SCIFCU for over 25 years, and they have always provided exceptional service. Personally, I started using SCIFCU five years ago, and my experience has been nothing short of excellent. I've had the pleasure of working with Larry on numerous occasions, and he has consistently gone above and beyond to assist me. Larry is always in a great mood, extremely nice, and very helpful. Thank you to Larry and the SCIFCU staff for turning even the shortest encounters into great experiences. Your friendliness and professionalism always make a big difference!

Lance Butler

a year ago

Valerie Davis is amazing. I have been banking with her for several years now, and I have told my family I will not bank with anyone else. She takes her time, explains things in full and answers any questions I have. She is great! Definitely recommend you going to see her.

JEFFREY GRICE

2 years ago

My family and I have been using this Credit Union for some time now and from the time ive graduated college till now. They have been a tremendous help to me after the passing of my mother, Esp Mrs. R. Alexander. I always look for her when I go