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Georgetown Kraft

1379 N Fraser St, Georgetown, SC 29440
NCUA Insured4.0 (27 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1379 N Fraser St

Georgetown, SC 29440

Service Area

This credit union is located in Georgetown and serves members in the SC area. Currently serving 18,224 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.99%

Used Auto Loan

6.99%

Personal Loan

18.00%

Credit Card APR

10.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

4.0

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Ginger Ogburn-Matthews

Ginger Ogburn-Matthews

a month ago

I have used GKCU for 25 yrs and always have had a great experience!!!

kaye quillian

kaye quillian

2 years ago

I usually do business at the branch in Pawleys Island, but have been to the main branch in Georgetown. I have found that all of the staff at each location are very kind, very helpful and treat me like a small town part of a family. Everyone acts happy to help and ready to serve my needs. My husband and I recently took out a car loan and the loan officer, Teena, was very personable and helpful. It certainly made me glad to work with people that appreciated my business and were so eager to make the process go well for us.

Radtechchick30

Radtechchick30

a year ago

I don't normally leave reviews unless I am thoroughly impressed or completely disappointed.... And right now I am BEYOND pissed off. I closed my account with you guys through Larisha on 4/22/24.... have the docusign to prove it....and now I just got a notification from the credit bureau that GKCU turned me in for a "late payment".... How is this possible through a closed account that was in good standing??!! (I also have emails to prove this) One of yall need to contact me ASAP to get this corrected because this is COMPLETELY UNACCEPTABLE! Don't bank here if you care about your credit score!!!!

Harriett A

Harriett A

2 years ago

If I can give 0 stars I would. What I dealt with that day, should have never, never happen. I went to the bank on Bourne street by the paper mill September 15, 2023-Friday. Was withdrawing my money out of my bank account. Sat for a little over 5 minutes. So, I’ve been banking with them for years, and usually it doesn’t take that long for them to conduct this transaction and give me my money. I looked up and I had to ask them, what’s going on? The excuse I got was that she and another teller needed to see my face to give me my money. I had to tell them, “oh, I could send my ID!” Ok then, if that was the case, why didn’t she press the speaker to ask me to send my ID through the tube? Why did I had to ask them what was the problem after waiting over 5 to 10 minutes.I don’t believe that was the case about seeing my face before you gave me my money. Again, why didn’t this teller buzz the speaker for me to look their way. So, after I left there today, I didn’t appreciate how that was conducted. Also, the other teller sent the money, and very unprofessional. No kind of “have a good day,” or anything. I mean, they had at least 3 people coming to the window looking at me, to see if I was who I was!!! WHY DIDN’T THEY ASK FOR MY FREAKING ID IN THE FIRST PLACE!!! I did not like the way that made me feel. …and I’m seriously going to report this! If this is how members are going to be treated, never mind, I am going to remove my funds and bank somewhere else!!!! That really made me feel some type of way, and we need to stop doing that to other people. No one, of any status should be made to feel that way!!!!! NO ONE!!!!

Jenny Williams

Jenny Williams

3 years ago

I'm sitting here in front of the bank because I just went grocery shopping and my card was declined. So I was going to transfer some money into that account but the online service is down. So I thought maybe the app wasn't working but that was not the case so I tried to call. None of those services are working they're unavailable. So after many hoops and loops I get a customer service rep on the phone being it Saturday now I'm talking to a foreign country. I give them identifying information as to when I use the card last where I used it how much it was for my zip code I answer all their questions the last question she asks is what the last four digits of my account number is. I'm an hour from home and do not have my accounts in front of me so I don't know therefore she cannot give me any information. This is been a very humiliating day I'm hoping I can get my stuff at Sam's club because that's an hour away from my home and I have no other means to give them money. I tried going to the ATM but it is not working either. I will be closing this account!! This is the fourth negative occurrence I've had with them! Totally unbelievable! Now what do I do? I can't get money out of the ATM and my cards being declined. Totally inexcusable!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).