Back to Greenville credit unions

Greenville Heritage

PO Box 2564, Greenville, SC 29602
NCUA Insured4.5 (198 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1941

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 2564

Greenville, SC 29602

Service Area

This credit union is located in Greenville and serves members in the SC area. Currently serving 11,473 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 Β· NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

5.99%

Personal Loan

16.95%

Credit Card APR

8.95%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union β€” not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

198 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
SappLife Fit

SappLife Fit

3 weeks ago

I recently used GHFCU for an auto loan. The process was painless and they offered a much better rate than the dealership! Emily took care of everything and the branch managers were extremely helpful as well. 10 out of 10 I recommend them.

Wil Latimore

Wil Latimore

6 months ago

I've gone to every branch there ever was and not once have I ran into an issue that couldn't be resolved. I'm thankful for the crew in Simpsonville, Mary, Cathy, Shauna, Caylee, Savanah and Jeanah, who has been nothing but greatness in helping make sure my services were met. I appreciate the hospitality and kindness. Thank u ladies!!

Jessica Berry

Jessica Berry

4 months ago

GHFCU is hands down the BEST bank in Greenville, South Carolina! πŸ™ŒπŸΎ I’ve been banking with them for 22 years, ever since I opened my very first account, and they have been absolutely amazing every step of the way. A HUGE shoutout to Emily E.! 🌟 She has taken incredible care of me since day one and is always kind, extremely knowledgeable, supportive, and truly passionate about helping. Whether it’s a big purchase like a car πŸš— or buying a home 🏑, GHFCU consistently offers the best rates in town! I can’t recommend GHFCU enough and proudly tell all my family and friends to bank with them! πŸ’šπŸ‘πŸΎ

Brittany J

Brittany J

6 months ago

I wanted to give a shout out to Yolanda. She is the sweetest, kindest woman, and was able to help me when no one else would. Immediately, she took us back and helped us with several fraud charges. She was able to solve this serious matter for my husband and I, even though it was the end of the day on Friday. Forever grateful for her!!

Alex Shegda

Alex Shegda

6 months ago

Quite possibly the most backwards financial institution in America. They are stuck in 1998 and they make everything as difficult as possible. This is a credit union designed for people over 60 who don't use any modern digital banking tools. Don't waste your time here unless you just want to be frustrated. ------------- Update 12/5: Despite the claim below, my issue isn't resolved. The credit union relies on a paper documents and manual process to cancel and create a new recurring payment. With any other financial institution, this is done in 60 seconds with digital user authentication and digital workflows via the web or mobile. -------------- Final Update 12/6: I had to fly back to Greenville just to submit a paper document in person in order to change the account from which a payment originates. Absolutely absurd and just to ensure they are paid. If you want a 1990s experience of a financial institution and absolutely terrible customer service, this is the credit union for you.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • β€’ Current loan rates & terms
  • β€’ Membership eligibility requirements
  • β€’ Minimum deposit to open an account
  • β€’ Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).