NCUA Insured
Member-Owned
1 charter
Established in 1935
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is limited to members of a specific organization, church, union, or association. Contact the credit union to find out which groups qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1935
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Greenville and serves members in the SC area. Currently serving 45,865 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.84%Used Auto Loan
8.33%Personal Loan
12.55%Credit Card APR
14.77%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).
Florence, SC
Fort Mill, SC
Rock Hill, SC
Florence, SC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.9
118 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCB Radio
5 months ago
The branch on Verdae is always a pleasure to deal with for my financial needs. The staff are courteous and knowledgeable. I was a member of SC Telco since the late 80's. Now that it's Spero, I have not been disappointed post-merger.
Russell Godwin
4 months ago
Worst credit union ever! They’re definitely not for the customers, they avoid calls and redirect you to a million different departments for one question when they do answer, website works every now again there hold times are outrageous so it useless to call during work week. If you’re thinking about becoming a member of spero financial, DON’T!
April Anderson
8 months ago
Called in to speak with customer service about my account today. Granted it’s a Friday evening around 5:40 pm. I understand that it’s almost closing time. The lady that answered the phone by the name of Angela was very distasteful. You can tell she was being smart but trying not to make it noticeable but it was. Did not greet until after she asked for info that’s ok but its always greet first. So I gave her my member number and then preceded to give password. Then she asked all my other information from address to etc. I then asked why if I gave password. She said because I gave it her without being asked she had to ask other questions. Ever since I’ve been a member since 2017 it has never mattered about other info long as phone passcode was given. I asked for supervision name and hers then she didn’t want to spell out I had to ask her to again and then it was hateful tone. After I said that’s all I needed she asked about if I needed help. No I wanted no service from her at all. Sad thing this not the first I’ve spoken to her either. It’s always a tone in her voice like she don’t want to be bothered. Angela definitely need a better customer service attitude. Spero customer service really starting to be disturbing.
Tanya Saylors
8 months ago
Spero has been great to us for the last several years. Building a relationship with this credit union has been extremely easy! The customer service we have received is top notch!
Sara Samuel
7 months ago
Mrs. Johnson was very kind and pleasant. She's knowledgeable in knowing her products and a great listener. Ask for Mrs. S Johnson. You will not be disappointed.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(864) 232-5553Website
Visit WebsiteMembers
45,865
Total Assets
$707.0M
Year Opened
1935
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile