Emerald Credit Association
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1968
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Greenwood, SC may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1968
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Greenwood and serves members in the SC area. Currently serving 1,213 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.17%Used Auto Loan
6.45%Personal Loan
14.68%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in SC
Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).
Florence, SC
Fort Mill, SC
Rock Hill, SC
Florence, SC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(2 total)
Member Reviews
4.5
8 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Linda Jones
a year ago
It was a pleasure meeting and working with both Patricia and Jill. They were pleasant, patient, informative, with a willingness to help and assist. They made my experience quick and easy. I look forward to working with them regarding all my banking needs.
Erica Williams
a year ago
I've been banking with them for almost 5 years. They've been very helpful and kind.
Lisa Calhoun
5 years ago
I love this Credit Union. I don't have to worry about my money at all. Everyone is nice and sweet. Much Love❤
Dorie Greene
3 years ago
The staff treat you real good
Marty Goodman
6 years ago
Great people wonderful helping you out!!
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(864) 223-9135Website
Visit WebsiteMembers
1,213
Total Assets
$10.1M
Year Opened
1968
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile