Spc

P.O. BOX 1355, Hartsville, SC 29551

NCUA Insured4.8 (214 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1949

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hartsville, SC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1949

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P.O. BOX 1355

Hartsville, SC 29551

Google Maps 🗺Waze

(843) 383-0090

Service Area

This credit union is located in Hartsville and serves members in the SC area. Currently serving 25,722 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.88%

Used Auto Loan

5.87%

Personal Loan

9.85%

Credit Card APR

9.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Trinity Baptist Church— New Auto Loan

Florence, SC

3.00%

Sharonview— Used Auto Loan

Fort Mill, SC

3.49%

Family Trust— Personal Loan

Rock Hill, SC

6.24%

S C I— Credit Card APR

Florence, SC

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

4.8

214 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Elliott Iberg

3 months ago

I came in to set up an account and I was helped by a great employee, Shequita. She explained all the components of my new account, answered all my questions thoroughly, and overall was a delight to work with. She was very professional, courteous, and friendly. She has heart ❤️ For the banking component, the offer very high savings rates 4%+, competitive loans, and many financial enrichment classes/programs.

Ariel Cockfield

4 months ago

Dealing with fraud is never fun, but the SPC staff is always helpful and reassuring. Shequita McDaniel handled my issue quickly and took the time to make sure everything else on my account was secure. I have been banking with SPC since 1999 and every interaction is always efficient and positive.

Marty Brown

5 months ago

Shequita was beyond helpful and patient with us as she walked us through several processes we were unfamiliar with. She researched answers to our questions and was able to complete the business we needed to do, all with good humor and kindness!

Jacqueline Q

2 months ago

Shequita McDaniel was very helpful in assisting me with a dispute and its resolution as well as helping me choose the best personal checking option for my new account. She was extremely professional, prompt and thorough. Her customer service skills are outstanding!!