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Founders

737 Plantation Rd, Lancaster, SC 29720
NCUA Insured3.0 (49 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

737 Plantation Rd

Lancaster, SC 29720

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(800) 845-1614

Service Area

This credit union is located in Lancaster and serves members in the SC area. Currently serving 287,766 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.74%

Used Auto Loan

5.99%

Personal Loan

18.00%

Credit Card APR

17.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Trinity Baptist Church— New Auto Loan

Florence, SC

3.00%
Sharonview— Used Auto Loan

Fort Mill, SC

3.49%
Family Trust— Personal Loan

Rock Hill, SC

6.24%
S C I— Credit Card APR

Florence, SC

7.75%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(49 total)

Member Reviews

3.0

49 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Cam 86

Cam 86

5 months ago

The woman who called me for here made me feel like I'm worthless she's the most hateful person I've talked to in a while she doesn't care about you or your family

Phil Waldo

Phil Waldo

a year ago

Mrs. Martinez was very professional and accommodating. I have a very high credit score, with a new job and she understood my situation and convinced me, that this was the credit union for me, after going to 5 others!! I am in the financing business also, and knew I wanted a personal banker I could call and bounce ideas off. she is the only loan officer that had a brain and could think on her feet.

terry gough

terry gough

8 months ago

I've been a member for over 20 Years !!! Founders HAS ALWAYS HELPED ME WITH MY REQUEST FOR PERSONAL LOANS !!!! THEY HAVE NEVER TOLD ME ( NO ) !!!! AND I'VE DEFINITELY MADE ALL MY PAYMENTS ON TIME WITH EVERY LOAN. THAT COULD DEFINITELY AND POSSIBLY MAKE 🤔 THE DIFFERENCE WITH GETTING APPROVED FOR ALL MY PAST LOANS THAT I'VE GOTTEN FROM FOUNDERS FEDERAL CREDIT UNION !!! I'M A FIRM BELIVER THAT IF ( YOU ) PAY THEM ON TIME AS AGREED 👍 THEN YOUR CHANCES ARE MUCH BETTER. WHEN YOU NEED FINANCIAL HELP !!! THANKS 😎 FOUNDERS FCU !! TERRY GOUGH

Joshua Morrill

Joshua Morrill

2 years ago

Took out a personal loan in the beginning of april For $15,000. And never used it don't recall being told that even though I'm not using it, it will make interest daily. after about 5 weeks I canceled it and had to pay over $200 what a scam they're running and I'm sure I wasn't the only one who ever got hurt by this. Can't trust them. Wife and I are working part time trying to survive and this is how they screw you over. Had it for a total of about 5 weeks NEVER used it and it couldn't even wave the interest. Read your fine print very carefully.

sheila hancock

sheila hancock

a year ago

Just sorry I have tried and tried to try to talk to a head person with emails left voicemail. I can’t get no one to call me back. I’ve been with this prank 23 years. Never had a problem until now. Customer services branch, rude or loan officers never there fixing to answer their question to move my money elsewhere. I’m tired of the BS

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).