Back to Rock Hill credit unions

Family Trust

PO Drawer 10233, Rock Hill, SC 29731
NCUA Insured4.9 (749 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1957

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Drawer 10233

Rock Hill, SC 29731

Service Area

This credit union is located in Rock Hill and serves members in the SC area. Currently serving 58,863 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.59%

Used Auto Loan

4.69%

Personal Loan

6.24%

Credit Card APR

16.70%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(8 total)

Member Reviews

4.9

749 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Guy Underdahl

Guy Underdahl

a week ago

Danielle, is very pleasant with strong customer skills. I was greeted quickly upon my arrival. She assisted in scanning documents for me and sending them to the appropriate location. Very helpful and good experience.

Grant Nugent

Grant Nugent

3 months ago

Rikki Thomas was an exceptionally nice and knowledgeable person. We have been able to get her on the phone too which was something we have not had before. She is definitely a positive to the establishment.

Tysheika Gregory

Tysheika Gregory

3 months ago

From start to finish...Started off with Kim explaining a few questions i asked her. She then sent me to the manager Casey were then Account specialist Rikki were exceptional. Definitely appreciate the kindness and generosity to help me. They were fantastic❤️💪🏽

Lisa Anderson

Lisa Anderson

6 months ago

So today I decided to open an account at Family Trust. My 1st time ever going into the branch and it was really beautiful inside. The tellers were very nice and quick to greet each person in a timely manor. Carol was the young lady that assisted me with being able to speak with Casey. It was quick, painless and very informative!! I definitely made the right choice those ladies Rock! Thank you Carol and Casey!!! You’ll see my fae a lot lol. Happy Holidays!’nn

Miya Moorer

Miya Moorer

a month ago

Sydney was phenomenal this morning (April 14th) when I came in. She assisted me very well, was professional, and made the whole experience smooth and pleasant. Employees like her truly make a difference—she definitely deserves a raise!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).