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Secured Advantage

PO Box 1539, Simpsonville, SC 29681
NCUA Insured3.7 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 1539

Simpsonville, SC 29681

Service Area

This credit union is located in Simpsonville and serves members in the SC area. Currently serving 6,285 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.53%

Used Auto Loan

9.50%

Personal Loan

8.25%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SC

Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.7

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Andres Rincon

Andres Rincon

6 months ago

I visited this branch today to cash a check from one of my clients, and the experience was excellent. The staff was very friendly and helpful, and the process was quick and smooth. Unlike many other banks that charge fees or make things complicated, they didn’t charge me anything and handled everything professionally. I really appreciate the great service—highly recommended.

Clyde McFadden

Clyde McFadden

3 years ago

Came to this branch since my home credit union is out of state. I had a closing set for the next day and needed a partner branch to get a cashiers check. Brittany was amazing and provided top tier customer service. Thanks!!

Kimberly Mack

Kimberly Mack

7 months ago

The service I received was very efficient. Chelsea was very professional, polite and got me exactly what I needed.

Chiquita Owens

Chiquita Owens

2 years ago

Catherine Gibson of the Simpsonville Branch is the ABSOLUTE BEST!!! She is very kind, patient and does everything to make you feel like family. She helped my son purchase his first car. She explained everything to all of us in detail and made sure that the deal was a good one for us. Banks are just about business and nothing else but Catherine and Secured Advantage Federal Credit Union are all about building and maintaining relationships. ♥️♥️ my credit union!!

Ebony Green

Ebony Green

2 years ago

Catherine was able to assist me quickly and make things for convenient for me and my needs. It really makes a difference when someone goes the extra mile to make your experience smooth and enjoyable and that is exactly what she did for me. Highly recommend if you are needing any assistance with any banking help.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).