Carolina Foothills
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1960
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Spartanburg, SC may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1960
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Spartanburg and serves members in the SC area. Currently serving 19,367 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.74%Used Auto Loan
5.74%Personal Loan
10.90%Credit Card APR
9.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in SC
Lowest rates currently reported by credit unions in SC (NCUA Q4 2025).
Florence, SC
Fort Mill, SC
Rock Hill, SC
Florence, SC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(8 total)
Member Reviews
4.9
1,106 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Lamar Davis
6 months ago
I just got out of prison doing 14 years off 16 years. The experience was both pleasing and and adequately easy. Ms.Jada was very professional and observant with amazing and beneficial feedback. Not only did she do her job. I'm my opinion she deserves a part raise. She will be doing great things for your company. Please and thank you most kindly. Shaquille Davis
Patsy
4 months ago
I had the pleasure to meet Miss Jada Wilson, Financial Solutions Advisor at CFFCU, this week. We had a financial dilemma that would ultimately result in closing our account. Miss Wilson recommended a solution, consulted with her manager to confirm and within a couple of hours, had a very amicable solution! Across multiple financial institutions in the Upstate, Jada has been the best financial advisor we have encountered. Excellent customer service!!
Bartsch Family Hub
3 months ago
Eric Snyder at Foothills Credit Union is a 5 star employee! He goes above and beyond to assist his customers in a timely manner! We asked for some documents for tax purposes and he got the documents for us same day!
Kiersten Wright
6 months ago
I want to give a huge shout-out to Jada for her outstanding customer service. She took her time to help me, explained everything clearly, and made sure I felt taken care of throughout the entire process. Her kindness, patience, and genuine effort truly made a difference. I really appreciate how above and beyond she went Jada is amazing.
Brittany Rosemond
5 months ago
I received fast and excellent customer service from Eric. He helped me on short notice 20min before the bank closed and with a smile. He made my day, thank you CFFCU for having such an amazing person on your team 😀
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(800) 922-4403Website
Visit WebsiteMembers
19,367
Total Assets
$218.0M
Year Opened
1960
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile