Healthcare Plus

PO Box 1857, Aberdeen, SD 57402

NCUA Insured4.8 (88 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Aberdeen, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 1857

Aberdeen, SD 57402

Google Maps 🗺Waze

(605) 725-0900

Service Area

This credit union is located in Aberdeen and serves members in the SD area. Currently serving 5,106 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

5.49%

Personal Loan

13.00%

Credit Card APR

11.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APR

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.8

88 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Michele Coughlin

2 years ago

Our family had been part of the credit union for 20+ years. We have always had the most courteous interactions with staff, and when we choose a lender, this credit union is reliable, professional, and always supportive!

Kacy Walker

3 years ago

Fantastic Credit Union! Great staff who know you by name and not just a number. I have banked other places but found my forever Credit Union. You can't go wrong with HCPFCU with all your banking needs!!

Jennifer Miller

3 years ago

We've been banking at Healthcare Plus for years and have had terrific service. The staff are friendly, helpful, and do a great job. We have done regular banking and various loans and everything has been great.

Cathi Hubbs

3 years ago

Upon realizing there were several charges to my debit card I didn't make, I called HPFCU and talked to Guy. He explained the situation and we agreed I would shred my card and he ordered a new one. I dont have it yet but it's on the way. My account was reviewed and the money replaced. Rather shocking at first but painless. All team members were great to work with. Thank you for being on top of it!!

Marne fetherhuff

3 years ago

Everyone goes above and beyond to make sure you get the best service and rates. Turn around time on loans is exceptional. Whether you want mobile banking or in person banking, they are able to accommodate your needs. What started as a vehicle loan for a teenager 10 years ago has turned into an exceptional financial relationship.