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Aspen

4956 5th st., Rapid City, SD 57701
NCUA Insured4.1 (42 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1966

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4956 5th st.

Rapid City, SD 57701

Service Area

This credit union is located in Rapid City and serves members in the SD area. Currently serving 7,810 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.00%

Used Auto Loan

6.00%

Personal Loan

10.75%

Credit Card APR

7.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.1

42 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jaclyn Mann

Jaclyn Mann

3 months ago

Edit: I went from a 5 star review to a 1 due to customer service and the flat out disresepct from manager Tiffany. I asked (at least twice) for a call back to get some clarification on ODP to which she blatantly blew off and shut down without any explanation of how this service worked (I emailed and left a phone message requesting clarity). Upon research and questions to others on my own, I reached out to Meghan to keep that on my account to which the response from Tiffany was "I am declining putting this service back onto your account". Yesterday, I once again called in as I had it in my mind I had the coverage at the beginning of the month, so I got caught up on other bills. Now Im financially strapped and no one from Aspen has the decency to call their customer back as I would like this service put back (especially after being there for 3 years)! I will be closing my account and moving to a bank who truly cares about their customers! OLD Review: Meghan with Aspen Federal Credit Union is fantastic! She goes above and beyond for me all the time. I am sooooo thankful I switched from BH Federal. Smartest move I've made

Deb & Jim Schwietert

Deb & Jim Schwietert

3 months ago

Meghan goes "out of her way" in providing all of my banking needs in a pleasant, efficient manner. I am very pleased with the degree of service she provides and would definitely recommend her and Aspen FCU!

Kay M

Kay M

3 months ago

If you love being inconvenienced, this is the place for you. As someone who runs a part-time business on the side, I don't always have time to stop by the bank on a weekday. My business partner and I found out the hard way that you cannot walk into the bank on Saturdays and they only operate from the drive through. Why would this matter, you ask? Well, we couldn't get into our bank account online because they updated their website interface, kicked out ALL their customers, and forced them to re-register. We tried 50 ways from Sunday to do this and it would not let us in, so we needed to go to the bank in person to try to figure it out, only to learn they aren't open for walk-ins on Saturday. Huge waste of time. Additionally, the staff at both branches were regularly rude and unhelpful on multiple occasions, and their drive throughs also suck. Overall, just not worth anyone's time or money. Go to an actual bank.

Mowan & Jamie Lee McKenzie

Mowan & Jamie Lee McKenzie

8 months ago

I want to give a big shout-out to Megan Steele at Aspen Federal Credit Union. She always goes above and beyond to make the banking process easy and stress-free. Megan is professional, knowledgeable, and takes the time to answer questions and explain everything clearly. Not only is Megan amazing, but the entire team at Aspen Federal Credit Union makes every visit a positive experience. They are friendly, welcoming, and truly care about their members. If you’re looking for excellent service and a team that treats you like family, I highly recommend the Aspen Federal Credit Union staff.

Br Ha

Br Ha

5 months ago

I met Meghan Steele at Aspen Federal Credit Union. That's when I went inside the credit union to enquire about their new interest rates of 5.75% on new checking accounts. Meghan was very knowledgeable about the new policies there at the credit union and wonderfully patient with me while she created a new account for me there. Later, when I encountered problems of my own making, she was really helpful in straightening them out and getting me scared away again. If you are searching for extra returns on your money, she is the one that will get it done for you. She gets a 5 Star rating from me.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).