Dacotah

2990 E HIGHWAY 44, Rapid City, SD 57702

NCUA Insured4.4 (14 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1950

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rapid City, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1950

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2990 E HIGHWAY 44

Rapid City, SD 57702

Google Maps 🗺Waze

(605) 791-1424

Service Area

This credit union is located in Rapid City and serves members in the SD area. Currently serving 843 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.78%

Used Auto Loan

7.88%

Personal Loan

12.23%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APR

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Stacy Pehringer

4 months ago

Wonderfully authentic staff. So happy with this financial institution. Definitely recommend Dakotah fcu!

Rex Ryan

4 years ago

By far the best banking experience I've ever had. The Union policies are a little overprotective which can be troublesome, however I'm glad they are taking extra steps to protect my information. If any issues arise, a quick and simple call has always sufficed. Amy the teller is amazing, she seems to have all the answers and solutions to any problem I ever have. All the while she is friendly, helpful, easy to talk to and very professional. She has earned the union a member for life. Thank you Dacotah FCU and a HUGE thank you to Amy!

Terry Dahill

4 years ago

It's always about customer service and interaction for me and they know how to make a person feel special here. I've been here a little over 2 yrs now and you couldn't pay me to leave them. To top that off with they work really hard for their customers like they did recently on a refi for me,Great job ladies!