Dakota Star

3122 W SAINT LOUIS ST, Rapid City, SD 57702

NCUA Insured4.3 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rapid City, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1952

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3122 W SAINT LOUIS ST

Rapid City, SD 57702

Google Maps 🗺Waze

(605) 342-6442

Service Area

This credit union is located in Rapid City and serves members in the SD area. Currently serving 3,002 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.05%

Personal Loan

9.90%

Credit Card APR

8.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APR

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.3

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Shawnda Scott

8 years ago

I have held an account with this credit union since I was a child and today I received the worst service in years. I had an insurance check written only to me and was not allowed to cash it. Not because of the amount or where it was written from but because they wanted me to apply it to my loan, but again, the check was written in my name only and not to the credit union. I will be looking into other banking options.