Highmark

PO BOX 2506, Rapid City, SD 57709

NCUA Insured3.7 (101 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rapid City, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1940

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 2506

Rapid City, SD 57709

Google Maps 🗺Waze

(605) 716-4444

Service Area

This credit union is located in Rapid City and serves members in the SD area. Currently serving 13,687 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.60%

Used Auto Loan

7.25%

Personal Loan

15.00%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APR

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.7

101 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Kiley Sevening

4 months ago

I am very grateful for Highmark!!! Everyone that has helped me has been so wonderful!!! I especially want to give a huge shout out to Kelsey O. She was the one who told me about Highmark and has been nothing but incredible to work with. She is so quick to respond and get what you need done. I 10/10 recommend Highmark Credit Union and 100/10 recommend requesting to work with Kelsey!

Nate Schweppe

5 months ago

Had an issue that arose when one of their members wrote me a bad check. Obviously no fault of the credit union but Jason G. bent over backwards to help me and their member get the situation sorted out. He was great to work with and went above and beyond what any normal person would expect!!

L Versteeg

9 months ago

Ashley was great! Her customer service and willingness to call me and assist me with the changes that needed to be made are why we have been with Highmark for 30 years! Thanks Ashley

Jackie Rausch

4 years ago

Our family does all of our banking with Highmark and often have our kids with us when doing deposits etc. The team is always friendly and the lobby area works great for keeping our guys focused. Happy to have a neighborhood community to bank with and trust! #WellMakeItHappen