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Minuteman

301 E North St, Rapid City, SD 57701
NCUA Insured3.5 (17 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1961

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

301 E North St

Rapid City, SD 57701

Service Area

This credit union is located in Rapid City and serves members in the SD area. Currently serving 1,177 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.67%

Used Auto Loan

8.07%

Personal Loan

12.57%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.5

17 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Guy Martin

Guy Martin

5 months ago

I've been a member for 25 plus years now and have enjoyed the time I've been a member. They are always willing to assist with whatever my needs should be for each and every time I require their assistance regardless of what that maybe or possibly require. That's why I've continued to remain a happy and loyal member at Minuteman Community Federal Credit Union to this day and the days to follow. I highly recommend to everyone that they couldn't go wrong by taking the time to join this exceptional establishment in my personal opinion. They at least owe it to themselves to take the time to investigate them for consideration as their banking and lending institution of choice personally for themselves to join for a worry free and content membership. Sincerely Guy Martin Rapid City, S.Dak

Ardeja Mcmillan

Ardeja Mcmillan

6 months ago

All the fees they charge you just to make a payment is ridiculous. Also if you can’t make a loan payment and need to skip a month you have to pay $30 plus a $9 fee. If I had the money I would just make the payment. This is the worst bank I have ever had to deal with in my life. I can’t wait till my loan is over with and will not be recommending them to anyone

Dave Shultz

Dave Shultz

2 years ago

haven't had a bank account in my name for several decades now went to open a savings account hear my credit ain't the best so all I could open up was a savings account I mainly wanted a card I can put money on so I can order things online they said I'd have to go through this card company that they recommended cost me $5 for the card no big deal they told me the bank charges $5 each time I put cash on the card said I would receive the card in 7 to 10 business days a week later the bank called and needed my mom's maiden name I gave it to them asked about the card they said that the card company computer was down for 2 days didn't even order it yet okay no big deal they called back about four days later needed my mom's maiden name again give it to them again I cashed a check there for cash before I got the card finally received the card the card company charges $1.75 to put cash on their card then I cashed another check put money on the card no problem went down to cash another check different cashier told me there was a 7 day hold before they would give me cash for the check since it was a new account was Never told this in the beginning I told her I already cashed 2 checks hear didn't matter so I got pissed and left I do not drive any more so I walk every where that's why I chose that bank it's close to where I live so I walk home had to call a taxi to take me to the bank where the check was made out to the closest bank is by Menards way too far for me to walk couldn't download the app for the card company did some checking on that company they have been turned into the better Business bureau 23 times mainly for losing people's money real shady company needless to say I'm not using that card company you would think that bank would at least check the card companies credentials and maybe warn people and if I take my money out of savings at the bank I'll get penalize because it's a new account have to wait 6 months this might be every Banks policy to do this to charge you extra money everywhere they can with a low credit score I'm not trying to build credit I just need a place to cash a 190$ check every other week it really sucks to be poor in this country I'll spend the extra $20 it cost me to take a taxi to the bank that the checks made out to if you read this far thank you

Jason Lewison

Jason Lewison

9 years ago

A little upset with this bank. The hours make it impossible to get any kind of banking done. They are closed today and didnt even have the courtesy to update thier answering machine. Im expecting a deposit today but if i cant get to it i lose everything. Just really dissapointed. Think I will look around for a different bank.

Bill Smith

Bill Smith

3 years ago

This is a great place to bank. Very friendly, small enough that they know you, and everyone is helpful. Would recommend to everyone.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).