Bluestone

PO Box 90240, Sioux Falls, SD 57109

NCUA Insured4.0 (22 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Sioux Falls, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1938

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 90240

Sioux Falls, SD 57109

Google Maps 🗺Waze

(605) 367-7070

Service Area

This credit union is located in Sioux Falls and serves members in the SD area. Currently serving 11,697 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.68%

Used Auto Loan

5.83%

Personal Loan

12.56%

Credit Card APR

10.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APR

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.0

22 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Tammy Jo Zingmark

3 months ago

Very disappointed to say the least. Worst customer I've witnessed in a long time. In a era where we should be all about putting the customer first, they failed time and time again. Closed my account after they failed to resolve an issue not caused by me. I was Welcomed with open arms by Black Hills Federal Credit Union. They had my issued resolved within 30 minutes.

Ian Dewey

3 years ago

Thank you Jennifer for everything you did and going above and beyond for me. I do appreciate your efforts to fix my situation with visa/the fraud department. For anyone that cares, "Vape Pen sale on cliff". Charged a bunch of people 75.56$. Then refused to return the money, but they had charged my old expired debt card that was in the system, did not give consent for the sale. which let my account negative -75.56$ then was hit with two overdraft fees. Which left me -115.00$ in my account. Jennifer was able to work with me and get the ball rolling, she put my faith back in Bluestone, and because of her. I will continue banking with Bluestone.

Kelcey Goetschius

6 years ago

Worked with Beth Meyer to refinance an auto loan. She was incredibly nice and great to work with! It was a unique situation, and she answered all of my silly emails and phone calls while maintaining a great and professional attitude. Would definitely recommend to others looking for loan options!

Amberlyn Amethyst

a year ago

Always helpful when I needed it. From car loan to checking best insurance rates. I appreciate the points system and being able to use that to cover fees etc too!

Cory Viereck

4 years ago

Ambyr went above and beyond to help us with a expedited car loan and even got us a better rate on our existing loan in the process. So far all of our banking business with Bluestone has been A+