Voyage

PO Box 88538, Sioux Falls, SD 57105

NCUA Insured4.4 (110 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Sioux Falls, SD may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 88538

Sioux Falls, SD 57105

Google Maps 🗺Waze

(605) 338-2533

Service Area

This credit union is located in Sioux Falls and serves members in the SD area. Currently serving 19,767 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

7.09%

Personal Loan

15.00%

Credit Card APR

6.88%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in SD

Lowest rates currently reported by credit unions in SD (NCUA Q4 2025).

Service First— New Auto Loan

Sioux Falls, SD

3.65%

Norstar— Used Auto Loan

Britton, SD

4.50%

Palace City— Personal Loan

Mitchell, SD

7.93%

Voyage— Credit Card APRThis CU

Sioux Falls, SD

6.88%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.4

110 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Jessica

4 weeks ago

Voyage Federal Credit Union has been such a great experience. Everyone I’ve interacted with has been personable, welcoming, and genuinely caring toward their members. They take the time to answer questions and make you feel comfortable and supported instead of just treating you like another customer. That level of care makes me trust them even more with any financial questions or decisions. Highly recommend!

Chelsey Stoecker

6 months ago

I truly appreciate Voyage FCU for the exceptional service they provide. The staff consistently goes above and beyond to make every interaction, smooth and stress free. Their professionalism, friendliness and willingness to help, make me feel valued as a member. It’s reassuring to know I can count on a team that generally cares about my financial well-being and treats me more like a person than just an account number.

Dan Fridley

6 months ago

When you walk through the front doors, people address you by your first name and a smile. Ask what they can do for you. I banked at two previous credit unions by far, this is a most enjoyable one I've done business with. They answer your questions and if have to get back to you with a answer, it's the same day. My loan representative will set down and go over different options for my situation. It's just a great place to do business! Daniel

Justine Schoolmeester

5 months ago

Voyage has been terrific to work with. They are the kindest folks you'll ever meet and I appreciate their willingness and attitude to get things done and help me keep on track with my financial goals.

Joseph DeRoo

4 months ago

Rachel helped me with outstanding professional expertise. Incredible service at Voyage with credit financing and impeccable attention to consumer needs. Highly recommend.